Credit Analysis Associate – Corporate Banking

HSBC Holdings plc; Lombardia; On-site; EUR 57,000 - 62,000; Full time

Job summary

HSBC Holdings plc in Italy seeks an Associate in the Credit Analysis Unit to support corporate and financial institution clients with high-quality credit proposals and lifecycle management. You will serve as a credit-risk SME, guiding relationship managers and risk teams to deliver rigorous analyses that meet HSBC standards.

The role requires strong credit knowledge, Excel skills, and fluency in Italian and English.

Qualifications

• Degree-level education with substantial banking experience in credit risk.
• Strong knowledge of credit and treasury products, including key terms and risks.
• Experience with complex/structured finance transactions such as project/export finance and asset-backed lending.
• Excellent analytical, risk assessment and decision-support skills.

Responsibilities

• Prepare high-quality credit proposals and manage the credit lifecycle for corporate/financial institution clients.
• Provide credit-risk SME guidance to Relationship Managers and risk teams.
• Ensure analyses align with HSBC standards, DIMs and FIMs/BIMs.
• Support timely decision-making and escalation for complex credit matters.
• Collaborate with CAU/BCO and Coverage teams to deliver client-facing results.

Skills

Credit risk expertise

Analytical skills

Communication & negotiation

Excel proficiency

Education

Degree-level education

Tools

Excel

Job description

HSBC Holdings plc in Italy seeks an Associate in the Credit Analysis Unit to support corporate and financial institution clients with high-quality credit proposals and lifecycle management. You will serve as a credit-risk SME, guiding relationship managers and risk teams to deliver rigorous analyses that meet HSBC standards.

The role requires strong credit knowledge, Excel skills, and fluency in Italian and English.