Corporate Credit Risk Associate

BBVA; Italia; In loco; EUR 50.000 - 70.000; Tempo pieno

Descrizione del lavoro

A global financial institution in Italy is seeking a Mid-Senior level Corporate Credit Risk Associate. This role involves analyzing the credit and financial strength of clients, preparing financial programs for committee approval, and ensuring compliance with risk policies. The ideal candidate will have a BA/BSc in Finance or Business Management, along with at least 4 years of relevant experience and fluency in Spanish and English. Strong analytical and communication skills are essential, along with Microsoft Office proficiency.

Competenze

• At least 4 years of demonstrable financial services experience, including credit experience.
• Fluent in Spanish and English; Italian is highly valuable.

Mansioni

• Assess the credit and financial strength of clients through credit analysis.
• Prepare and present Financial Programs for approval at Credit Committees.
• Ensure compliance with credit policies and risk appetite.

Conoscenze

Credit Process Knowledge

Strong Analytical Skills

Communication Skills

Time Management

Problem Solving

Formazione

BA/BSc in Finance or Business Management

Strumenti

Microsoft Office (Word, Excel, PowerPoint)

Descrizione del lavoro

Join to apply for the Corporate Credit Risk Associate role at BBVA

The Corporate Credit Risk unit at BBVA Milano is an integral part of the Global Risk Management – EMEA team. Its main function is to deliver best-in-class credit analysis of corporate clients, monitoring the local portfolio and ensuring the safety and soundness of wholesale lending through risk policy management.

About the role

As a Corporate Credit Risk Associate you will be responsible for:

• Assessing the credit and financial strength of BBVA’s clients by performing fundamental credit analysis of counterparties, using both quantitative and qualitative factors.
• Preparation, submission for approval and presentation at relevant Credit Committees of Financial Programs through relevant discretion processes.
• Approving utilization of sanctioned limits within discretion.
• Ensuring the establishment and effectiveness of credit policies and risk limits as well as compliance with risk appetite.
• Supporting and providing guidance to other units within BBVA.

What are we looking for?

Previous experience and technical knowledge:

• BA/BSc Finance or Business Management or any other related subject.
• Demonstrable financial services experience of at least 4 years, including credit experience in Banking, Consulting, Credit Risk Management, or equivalent.
• Strong knowledge of Credit Processes.
• Strong analytical skills, including understanding of key financial components (liquidity position, leverage profile, etc.) and the ability to form independent opinions on credit, recognizing emerging risks.
• Solid Microsoft Office (Word, Excel, and PowerPoint) skills.
• Understanding of banking products and sustainability issues.

Languages

• Spanish and English: fluent.
• Italian is highly valuable.

Soft-skills

• Strong inter-personal and verbal communication skills. Should be at ease in communicating with internal and external stakeholders within risk management and other divisions.
• Strong organization and time management skills. Able to work under time pressure.
• Strong problem solving and decision-making skills.
• Highly motivated and proactive individual with ethical values who takes initiative and ownership, eager to contribute and grow within the team, client-oriented, out-of-the-box thinker with strong judgment and emotional intelligence.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance

Industries

• Banking and Investment Banking