AML Compliance Officer

Western Union; Roma; Ibrido; EUR 34.000 - 44.000; Tempo pieno

Vantaggi offerti da questo lavoro

26 days annual leave

Comprehensive life & medical cover

Lunch Voucher

Descrizione del lavoro

Western Union in Rome, Italy is seeking an AML Compliance Officer to strengthen anti‑money laundering controls within a multinational team. The role is hybrid, requiring in‑office presence at least three days per week and close coordination with agents and authorities to ensure regulatory compliance end‑to‑end.

You will analyze AML/CTF risks, support policy implementation, and deliver training and monitoring across local and global frameworks, leveraging your experience in financial services to

Competenze

• Experience in AML compliance within financial services or consulting.
• Knowledge of AML/CTF laws and regulations and MSB requirements.
• Strong analytical, proactive, detail‑oriented mindset.
• Excellent written and verbal communication with authorities and agents.

Mansioni

• Ensure oversight on AML activities via second‑level controls.
• Develop annual monitoring and testing plans for CCP responsibilities.
• Manage subpoenas from Italian Law Enforcement Authorities.
• Liaise with Law Enforcement and agents during audits and reviews.
• Provide AML/CTF training to Western Union Agents.
• Evaluate controls with internal teams and agent partners.
• Escalate AML risk matters timely and support global projects.
• Research complex AML patterns and conduct risk analysis.
• Review local and global policies to align with AML requirements.
• Explain AML topics to third parties and assess reports.

Conoscenze

Italian native

English fluency

AML experience

Analytical skills

Communication skills

Formazione

Bachelor’s degree

Descrizione del lavoro

AML Compliance Officer (Hybrid) – Rome, Italy

Are you passionate about preventing money laundering and other criminal activity? Are you willing to be a part of a cutting‑edge AML Compliance team? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing each of us to thrive? Then it’s time to join Western Union as an AML/Compliance Officer.

Hybrid mode:

the expectation is to work from the office a minimum of three days a week

Western Union powers your pursuit.

As an AML Compliance Officer you will support Western Union Agents' efforts implementing Anti‑Money Laundering, Counter Terrorist Financing, and Anti‑Fraud policies and procedures. Also, you will evaluate how Western Union Agents incorporate compliance requirements and standards through conducting activity analysis, compliance reviews and training sessions. If required, you will follow up with Agents to ensure compliance program gaps are eliminated and identified findings are remediated.

Main Role Responsibilities

• Ensuring, that the Central Contact Point (“CCP”) maintains effective oversight on AML activities that are assigned to its direct responsibility through execution of an efficient and effective second‑level controls
• Assisting with the development of a detailed annual control monitoring and testing plan specific to activities and processes under the responsibility of the CCP
• Managing subpoenas from Italian Law Enforcement Authorities
• Liaising with local Law Enforcement Authorities to support WUPSIL’s agents during the audit activities carried out by LEA at agents’ locations, including analysis and handling of LEA’s audit reports from Authorities
• Providing support and training to Western Union Agents to implement an effective AML/CTF and anti‑fraud Compliance program
• Evaluating controls both internally and with our agent partners through analysis and support them in delivering the AML Compliance programs
• Escalating AML Compliance‑related risk matters diligently and in a timely manner and supporting department management with AML global project‑related activities, if needed
• Conduct research and analysis of complex, critical issues concerning the patterns and trends associated with risk of money laundering and any other potential financial crimes related to Western Union services
• Review of local and global policies and procedures to ensure consistency with AML Compliance and legal requirements. Primary focus will be on clearly transcribing processes in documentation for both AML Operations and regulatory use and management of documentation. These documents can include, but are not limited to, procedures, desktop references, and job aids.
• Explain AML/Compliance topics to third parties and assess compliance reports and communications

Main Role Requirements

• Bachelor’s degree
• Italian native speaker
• Fluency in English language (oral and written)
• +5 years of experience within the AML Compliance field, especially in financial/banking intermediaries and/or consultancy companies
• Knowledge and ability to understand the main AML/CTF laws and regulations (E.g. Leg. Dec. 231/2007, Bank of Italy provisions) and Money Services Business (“MSB”) regulatory requirements
• Key components of job performance are quality, productivity and meeting team goals.
• Ability to work within a multinational and multicultural environment with strong sense of ethical and diplomatic behavior in all circumstances. Able to navigate in a fast‑paced environment and work under towards changeling deadlines
• Ability to identify AML Compliance risks and elevate when appropriate
• Analytical, proactive, detail oriented and ability to provide constructive feedback and problem‑solving skills
• Strong communication and interpersonal skills (oral and written), including proven experience communicating with different counterparties (E.g. Authorities, Customers, Agents) and ability to manage challenging situations
• Passionate about AML Compliance including aptitude for continuous learning, team player and focused on team success
• Proficient computing skills with all common office programs

Benefits

You will also have access to short‑term incentives, multiple health insurance options, accident and life insurance, and access to best‑in‑class development platforms, to name a few

(https://careers.westernunion.com/global-benefits/). Please see the location‑specific benefits below and note that your Recruiter may share additional role‑specific benefits during your interview process or in an offer of employment.

• 26 days annual leave – plus 11 public holidays
• Comprehensive life & medical cover
• Lunch Voucher

For this role, we offer an annual gross base salary of €33.600 to €43.750, depending on your individual skills, experience, qualifications, location, and internal equity.

This role may also participate in a discretionary variable pay scheme. Any variable payment is non‑guaranteed and awarded at the Company’s discretion, based on a mix of individual and company performance and subject to local terms.

Western Union values in‑person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face‑to‑face, we are better able to learn from our peers, problem‑solve together, and innovate.

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date

09-11-2026

This application window is a good‑faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.