Zonal Credit Head - Midmarket And NBFC New Delhi

CSB Bank; India; On-site; INR 5,000,000 - 9,000,000; Full time

Job summary

CSB Bank is seeking a Zonal Credit Head to lead a team of Credit Analysts and approve Midmarket and NBFC cases within delegated powers. The role focuses on ensuring portfolio quality and contributing to credit policy changes.

The position requires 12–15 years of experience in credit risk management, with CA or MBA Finance qualifications. You will shape risk strategies, manage significant transactions, and mentor junior staff within the region.

Qualifications

• 12–15 years of experience in credit risk management.
• CA/MBA Finance preferred.
• Experience with NBFCs and midmarket lending.

Responsibilities

• Forge and foster robust partnerships with business stakeholders to ensure a cohesive risk management strategy.
• Align credit risk initiatives with partner objectives, monitor portfolios for shifts, and propose strategic interventions.
• Lead a proficient team, cultivating expertise in credit analysis and portfolio optimization.
• Drive policy evolution, staying attuned to industry advancements.
• Specialize in underwriting significant transactions, navigating complex financial landscapes, and mentoring juniors.

Skills

Credit analysis

Team leadership

Credit underwriting

Risk management

Portfolio monitoring

Education

CA

MBA Finance

Job description

Job Description:

• Zonal Credit Head manage a team of Credit Analysts, Approve Midmarket & NBFC cases within delegated powers.
• Responsible for quality of the Midmarket & NBFC portfolio of the region.
• Shall be able to contribute towards process/policy/product changes related to Credit.

Responsibilities

• Forge and foster robust partnerships with business stakeholders to ensure a cohesive risk management strategy.
• Align credit risk initiatives with partner objectives, meticulously monitor portfolios for shifts, and propose strategic interventions.
• Lead a proficient team, cultivating their expertise in credit analysis and portfolio optimization.
• Drive policy evolution, staying attuned to industry advancements.
• Specialize in underwriting significant transactions, adeptly navigating complex financial landscapes, and imparting wisdom to junior colleagues.

Qualifications

Qualifications: CA/ MBA Finance

Experience: 12 to 15 years