Wealth Management-Private Bank Underwriting- Analyst

Goldman Sachs; Bengaluru; Sur place; INR 800 000 - 1 200 000; Plein temps

Résumé du poste

Goldman Sachs Bengaluru is seeking a driven professional to evaluate risk and economic implications of transactions within private lending. You will collaborate with the Regional Lending and Underwriting Team to review client financial position and collateral performance, ensuring underwriting consistency with Product Lending Guides.

The role requires strong financial accounting, analysis, modeling skills, and excellent communication.

Qualifications

• CA Fresher or experienced.
• CPA or CFA a plus.
• 1-3 years of work experience in a financial field.

Responsabilités

• Evaluate all risk and economic implications of transactions with strong analytical skills.
• Work with Regional Lending and Underwriting Team to review client financial position and collateral.

Connaissances

Financial analysis

Credit underwriting

Financial modeling

Communication skills

Project management

Multitasking

Formation

CA (Chartered Accountant)

CPA or CFA

Description du poste

Job Summary

• Evaluate all risk and economic implications of transactions, using strong analytical and technical skills
• Work closely with the Regional Lending and Underwriting Team to conduct periodical review of client s financial position collateral performance and assess if they remain within acceptable risk parameters for the Bank
• Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting and review process and with the standards prescribed in the Product Lending Guides
• Document the loan structure and analysis for credit approval and file documentation purposes
• Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction
• Confirm compliance with all covenant and collateral monitoring procedures
• Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner
• Interact with banking regulators on an as needed basis. Provide other support of GS Bank USA s loan portfolio as requested
• Foster strong communication with Regional Underwriting and Private Lending teams, Credit Risk Management, PWM teams, clients and GS Bank USA personnel

Basic and Preferred Qualifications

• CA Fresher or experienced
• CPA or CFA a plus
• 1-3 years of work experience in a financial field (mortgage or insurance underwriting is not relevant for this role)
• Relevant work experience in commercial banking and/or private banking underwriting or credit roles
• Key skills include detailed knowledge of financial accounting, analysis, and modeling
• Excellent communication skills, both oral and written
• Strong project management, multi-tasking, and work organization skills
• Flexible, personable, confident, and self-motivated while focusing on being a team player
• Desire to be part of a dynamic and growing business
• No licensing required for this role