Wealth Management-Private Lending Services-Associate

Goldman Sachs; Bengaluru; Sur place; INR 1 000 000 - 1 400 000; Plein temps

Résumé du poste

Goldman Sachs is seeking a detail-oriented professional for Private Lending Services within PWM operations. You will support the private lending lifecycle from origination through servicing and ensure compliance with regulatory requirements while delivering high-quality client service to PWM and institutional clients.

You will interact with lending managers, underwriters and cross-functional teams to translate policy into efficient processes and risk-controlled outcomes.

Qualifications

• Bachelor's degree required with 4+ years in financial services or related field.
• Experience supporting loan products, preferably private/commercial lending or secured lending.
• Deep understanding of the end-to-end loan lifecycle including origination, funding and servicing.
• Experience in loan operations or a Loan Data Quality function with data validation and reconciliations.
• Exposure to regulatory reporting data requirements and accuracy in loan data.

Responsabilités

• Interact with regional lending managers and underwriting teams to understand private lending operations.
• Assist clients in application, origination and ongoing servicing of loans within the portfolio.
• Demonstrate strong control and risk management to comply with regulations while delivering excellent client service.
• Develop strategies for process efficiencies to reduce manual tasks while increasing control.

Connaissances

Client service

Communication

Teamwork

Prioritization

Ownership

Organizational skills

Attention to detail

Formation

Bachelor's degree

Outils

Microsoft Office

Description du poste

Job Summary

Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design

Our Impact

Operations is a dynamic, multi-faceted division that partners with all parts of the firm to deliver banking, sales and trading and asset management capabilities to clients around the world. In addition, Operations provides essential risk management and control to preserve and enhance the firm s assets and its reputation. For every trade agreed, every new product launched or market entered, every transaction completed, it is Operations that develops the processes and controls that makes business flow.

The Private Lending Services (PLS) team is a high-value control middle office team in PWM operations that supports the PWM Private Lending organization by originating new loans through GS BANK USA and GS International Bank to PWM clients and Private Equity Firms in the Americas, EMEA and Asia. Additionally, the PLS team ensures clients are in compliance with federal regulations at the time of origination, funding and ongoing maintenance through the life of the loan.

Responsibilities

• Prepare to gain a comprehensive understanding of the private lending organization by interacting with Regional Lending Managers, Private Lending Underwriters, Credit, Legal, Global Client Financing, and other operations teams in the Americas, EMEA and Asia
• Partner with PWM PWAs and WMPS to assist clients in the application, origination and ongoing servicing of loans within the portfolio
• Showcase strong control and risk management strategies to ensure compliance with GS Bank USA (the most regulated entity at GS) while still providing excellent client service to PWM and Institutional clients
• Develop strategies and opportunities for process efficiencies to reduce manual tasks while increasing control in a rapidly growing business

Basic Qualifications

• Bachelor s degree with a minimum of 4+years of experience in financial services
• Experience supporting loan products, preferably within private lending, commercial lending or a related secured lending environment
• Working knowledge of the end-to-end loan lifecycle, including origination, booking, funding, servicing, amendments and ongoing maintenance
• Experience in loan operations or a Loan Data Quality (LDQ) function, with exposure to data validation, reconciliations, exception management and issue remediation
• Understanding of regulatory reporting data requirements and the importance of complete, accurate and timely loan data; exposure to regulatory reporting processes is preferred
• Proven client service skills, teamwork and a sense of urgency to fulfill time sensitive and highly confidential tasks
• Ability to develop and nurture relationships with senior business leaders within cross divisional a team
• Self-motivated and proactive team player who takes ownership and accountability for projects, has strong organizational skills as well as the ability to effectively manage competing priorities
• Flexible and able to work well under pressure in a team environment
• Strong written and verbal communication skills
• Proficiency using the Microsoft Office Suite in particular Excel, PowerPoint and Microsoft Word