Walkin Drive For US Mortgage Live Underwriting-Bangalore on 10th March

Infosys BPM; Bengaluru; On-site; INR 400,000 - 600,000; Full time

Job summary

A leading business process management company based in Bangalore is seeking a Process Specialist for their US Mortgage Live Underwriting Domain. Candidates should have 2-5 years of experience in underwriting, with a strong grasp of analytical skills in Desktop Underwriting and Loan Prospector. This role requires immediate joiners willing to work night shifts and a hands-on approach to assessing mortgage applications. The company offers a dynamic environment focused on mortgage evaluation and risk management.

Qualifications

• 2-5 years of experience in Underwriting or Re-underwriting mortgage loans.
• Expert analytical skills with DU & LP experience.
• Familiar with standard mortgage concepts and procedures.

Responsibilities

• Underwrite mortgage loan applications to minimize risk.
• Render final decisions and recommend actions on loans exceeding authority.
• Analyze income, credit strength, and property appraisal.

Skills

DTI

LTV

4C's (Credit, Capacity, Capital & Collateral)

Education

Bachelor's degree or Graduation for India Operations

Tools

Desktop Underwriting (DU)

Loan Prospector (LP)

Job description

We are hiring for Walkin Drive for US Mortgage Live Underwriting Domain for Bangalore. Please walk-in for the interview on 10th March 2026 in Bangalore.

Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application.

Please mention Candidate ID on top of the Resume ***

Process Specialist - 2Yr to 5Yrs experience

https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL-238220

Interview details

Interview Date: 10th March 2026

Interview Time: 09:30 AM to 12:00 PM IST

Interview Venue

Bangalore :: E-City Phase 2:: Infosys Limited, No. 40/P-41/P, Gate # : 2 electronic City phase 2, Industrial Area, Konappana Agrahara, Bangalore 560100.

Landmark: In Between Sunik Industries and Tejas Networks.

Job Description

• Qualification: Any Graduate (Full Time)
• Experience: 2-5 Years
• Notice Period: Immediate Joiners Only
• Shift: US Shifts/ Night Shifts (06:30 PM to 03:30 AM)
• 5 Work From Office is mandatory
• Job Level: 3A
• Designation: Process Specialist

Mandatory Skills

• DTI
• LTV
• 4C's (Credit, Capacity, Capital & Collateral)

Purpose of the Role

The Underwriter will review all loan documents and data in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics including but not limited to Borrowers ability to repay (income, employment and assets), borrowers credit history and the collateral (property). UWs are granted Lending Authority based on their experience and their performance on initial test cases. Once Lending Authority is received, they underwrite loans in accordance with regulatory requirements, Investor guidelines and overlays.

Areas of Responsibility

• Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss.
• Render final decision on pipeline of loans and recommend decisions on loans that exceed authority.
• Timely review of condition / final CTC
• Familiar with standard concepts, practices, and procedures within a particular field
• Relies on limited experience and judgment to plan and accomplish goals.
• A certain degree of creativity and latitude is required.
• Typically reports to a supervisor or manager.
• Strong understanding of Desktop Underwriting (DU) and Loan Prospector (LP)
• Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
• Underwriter to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan
• Analyzing the risk involved in approving a loan to determine whether it is acceptable to the Investor or not
• Cite defects for any deficiencies observed on the loan.
• Verify accuracy of the supporting employment documents, source of down payment/ reserves, appraisal value and property title commitment received
• Review legal documents, if present, to ensure the accuracy & completeness
• Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable
• Should be capable of identifying, raising, and clearing conditions on loans in pipeline.

Knowledge and Skills required for the role

• The ideal candidate should have 1-4 years of experience of independently underwriting residential mortgage loans, expert analytical skills with DU & LP experience
• Should have minimum 1-4 years of Underwriting/Re-underwriting Mortgage experience in Conventional, FHA & VA loans (Government) products
• May require a bachelor's degree in area of specialty or a graduation degree for India operations and high school diploma for US Operations
• Familiar with standard mortgage concepts, practices, and procedures within a particular field.
• Should have working knowledge with any Mortgage loan origination application.
• Relies on limited experience and judgment to plan and accomplish goals
• Performs a variety of tasks.
• Excellent mathematical and statistical aptitude.
• A certain degree of creativity and latitude as expected.

Documents to Carry

• Carry a printout your updated resume.
• Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport).
• All original education documents needs to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)

Mandatory to carry

• Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.

Pointers to note

• Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
• Original Government ID card is must for Security Clearance