Walkin Interview for Mortgage Underwriters

HCLTech

Chennai District

On-site

INR 600,000 - 900,000

Full time

14 days+

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Job summary

A leading IT services firm is hosting a walk-in interview for Mortgage Underwriters in Chennai. The ideal candidate will audit loans for compliance, ensuring accurate documentation and credit risk assessment. Candidates should have at least 2 years of experience in mortgage underwriting and a strong grasp of Australian, US, or UK lending regulations. This full-time role offers an exciting opportunity for career growth in the mortgage domain.

Qualifications

2+ years in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian, USA, or UK mortgage domains.
Strong understanding of Australian, US, or UK lending regulations.
Strong analytical and financial assessment abilities for underwriting.
Excellent attention to detail and time management in processing loan files.
Experience with lending policies & procedures and KYC processes.

Responsibilities

Auditing loans underwritten by credit officers to ensure compliance.
Reviewing loan applications and assessing documentation accuracy.
Analyzing customer financial positions and employment history.
Apply lending policies, mortgage insurance guidelines, and risk frameworks.
Communicate with brokers/lenders and internal stakeholders.

Skills

Knowledge of Responsible Lending Obligations

Understanding of APRA and ASIC regulations

Strong analytical and financial assessment skills

Excellent attention to detail

Time management

Experience with lending policies & procedures

Experience with KYC process

Education

Bachelor's or Master's degree in any field

Job description

Walkin Interview for Mortgage Underwriters

Get AI-powered advice on this job and more exclusive features.

📢 If you are looking for an exciting opportunity, join us at the Walk-in Drive!

HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur.

📅 Walk-in Drive Details:

🗓 Date: 6th and 7th November

🏢 Work Model: Work from Office (WFO)

Job Summary:

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities:

✔ Analyzing customer financial positions, employment history, credit history, and ability to repay.
✔ Understanding and applying the 4 C’s of Credit effectively.
✔ Ensuring compliance with regulatory and company guidelines.
✔ Assessing credit risk and determining loan approval/decline decisions.
✔ Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
✔ Communicating with external stakeholders, including Brokers/Lenders.
✔ Demonstrating strong customer-centric communication skills.

Core Responsibilities:

✔ Loan Application Assessment
✔ Creditworthiness Evaluation
✔ Property Valuation Review
✔ Reviewing Loan-to-Value Ratio (LVR)
✔ Approval or Declination of Loans

Skills & Qualifications:

✔ Knowledge of Responsible Lending Obligations
✔ Understanding of APRA and ASIC regulations
✔ Strong analytical and financial assessment skills
✔ Excellent attention to detail and time management
✔ Experience with lending policies & procedures
✔ Experience with KYC process

Qualification & Experience:

🎓 Education: Bachelor's or Master's degree in any field.
💼 Experience: 2+ years in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian, USA, or UK mortgage domains.
💡 Must-have: Strong understanding of Australian, US, or UK lending regulations.
✅ Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.