Walk-in | Sales Manager

Unity Small Finance Bank; Lucknow; On-site; INR 600,000 - 900,000; Full time

Job summary

Unity Small Finance Bank in Lucknow is seeking a Sales Manager/Relationship Manager with at least 2 years of experience in Secured Loans (LAP) to drive customer acquisition and loan lifecycle management.

The role requires strong communication, negotiation, and relationship-building skills, with a focus on meeting sales targets and ensuring compliance across KYC/AML procedures.

Qualifications

• Graduate in any discipline.
• Minimum 2 years of experience in Secured Loans/LAP sales.
• Strong understanding of lending products and credit processes.
• Excellent communication, negotiation, and relationship management skills.
• Ability to work in a target-driven environment.

Responsibilities

• Source and acquire customers for Secured Loans (LAP).
• Achieve assigned sales targets including logins, disbursements, and productivity metrics.
• Conduct preliminary credit assessments, income validation, and eligibility checks.
• Manage the complete loan lifecycle from lead generation to disbursement.
• Ensure adherence to KYC, AML, RBI, and internal compliance guidelines.
• Coordinate with Credit, Risk, Operations, and other internal stakeholders for smooth processing.
• Build and maintain strong customer relationships to drive repeat business and referrals.
• Develop and manage relationships with DSA and Channel Partners.
• Cross-sell CASA and other banking products to existing and prospective customers.
• Ensure high levels of customer service and portfolio quality.

Skills

Sales & Business Development

Customer Relationship Management

Dealer/DSA Management

Credit Assessment

Banking & Financial Services Knowledge

Stakeholder Management

Education

Bachelor's degree

Job description

Position: Sales Manager/ Relationship Manager
Product: Secured Loans (Secured business Loans)
Locations: Lucknow( Gomti nagar)

Experience: Minimum 2 Years Relevant Experience

Key Responsibilities

• Source and acquire customers for Secured Loans (LAP).
• Achieve assigned sales targets including logins, disbursements, and productivity metrics.
• Conduct preliminary credit assessments, income validation, and eligibility checks.
• Manage the complete loan lifecycle from lead generation to disbursement.
• Ensure adherence to KYC, AML, RBI, and internal compliance guidelines.
• Coordinate with Credit, Risk, Operations, and other internal stakeholders for smooth processing.
• Build and maintain strong customer relationships to drive repeat business and referrals.
• Develop and manage relationships with DSA and Channel Partners.
• Cross-sell CASA and other banking products to existing and prospective customers.
• Ensure high levels of customer service and portfolio quality.

Eligibility Criteria

• Graduate in any discipline.
• Minimum 2 years of experience in Secured Loans/LAP sales.
• Strong understanding of lending products and credit processes.
• Excellent communication, negotiation, and relationship management skills.
• Ability to work in a target-driven environment.

Skills Required

• Sales & Business Development
• Customer Relationship Management
• Dealer/DSA Management
• Credit Assessment
• Banking & Financial Services Knowledge
• Stakeholder Management