WALK-IN DRIVE I Financial Spreading, Financial Operation - 15th Oct.

Infosys BPM Ltd.; Bengaluru; Sur place; INR 400 000 - 750 000; Plein temps

Résumé du poste

Infosys BPM Ltd. in Bengaluru invites applicants for Senior Process Executive/Process Specialist to join our finance and credit operations. You will review borrower financial information, spread statements, and perform ratio analysis to identify material changes and credit concerns.

The role requires 1–4 years in credit analysis or financial spreading, with degrees such as BCom, MCom, BBA or MBA. Shift flexibility, 5 days WFO, and immediate to 15 days notice are noted.

Qualifications

• 1-3 years of experience in Commercial Lending, Credit Analysis, Financial Spreading, or Credit Operations.
• Hands‑on experience reviewing 10‑K, 10‑Q, and CPA‑audited financial statements.
• Strong understanding of accounting concepts and financial statement analysis.
• Ability to calculate financial ratios and clearly understand the impact of financial events on those ratios.
• Strong analytical skills and attention to detail.

Responsabilités

• Review and analyze borrower financial information, including 10-K and 10-Q filings, CPA-audited financial statements, annual/interim financial statements, and supporting schedules.
• Spread Balance Sheet, Income Statement, and Cash Flow Statement data into designated spreading tools/templates.
• Perform period-over-period and year-over-year analysis to identify material changes in financial performance.
• Calculate and interpret key financial ratios covering liquidity, leverage, profitability, working capital, and debt-service/coverage.
• Identify and explain ratio-impacting events, including changes in debt, revenue, margins, liquidity, working capital, non-recurring items, acquisitions/disposals, and other material financial movements.
• Perform reconciliation and reasonableness checks and identify discrepancies or exceptions.
• Highlight significant financial trends and potential credit concerns for further review.

Connaissances

Analytical skills

Attention to detail

Financial statement analysis

Financial ratios

Formation

BCom/MCom/BBA/MBA

Description du poste

Interview details:

Interview Date: 15th Oct. 2026

Interview Time: 10.00 AM to 12:30 PM IST

Interview Venue:

Infosys Limited, No. 40/P-41/P, Building #: 68, Gate #: 1 electronic City phase 2, Industrial Area, Konappana Agrahara, Bangalore 560100.

Landmark: In Between Sunik Industries and Tejas Networks.

Please find below Job Description for your reference:

Qualification: - BCom/MCom/BBA/MBA - Full time Graduates

Experience: 1-4 Years

Notice Period: Immediate to 15days

Shift Timings: Flexible for shifts(5 days WFO)

Job Level: 2A/3A

Designation: Senior Process Executive/ Process Specialist

KEY RESPONSIBILITIES / DUTIES:

• Review and analyze borrower financial information, including 10-K and 10-Q filings, CPA-audited financial statements, annual/interim financial statements, and supporting schedules.
• Spread Balance Sheet, Income Statement, and Cash Flow Statement data into designated spreading tools/templates.
• Perform period-over-period and year-over-year analysis to identify material changes in financial performance.
• Calculate and interpret key financial ratios covering liquidity, leverage, profitability, working capital, and debt-service/coverage.
• Identify and explain ratio-impacting events, including changes in debt, revenue, margins, liquidity, working capital, non-recurring items, acquisitions/disposals, and other material financial movements.
• Perform reconciliation and reasonableness checks and identify discrepancies or exceptions.
• Highlight significant financial trends and potential credit concerns for further review.

To qualify for the role, you must have:

• 1-3 years of experience in Commercial Lending, Credit Analysis, Financial Spreading, or Credit Operations.
• Hands‑on experience reviewing 10‑K, 10‑Q, and CPA‑audited financial statements.
• Strong understanding of accounting concepts and financial statement analysis.
• Ability to calculate financial ratios and clearly understand the impact of financial events on those ratios.
• Strong analytical skills and attention to detail.

Documents to Carry:

• Carry 2 printout your updated resume.
• Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport).
• All original education documents needs to be available for verification.(10th, 12th, Graduation(Sem Wise Marksheet, CMM. Provisional and Original Degree)

Pointers to note:

• Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
• Original Government ID card is must for Security Clearance