VP- EMEA Emerging Markets

Testing Site - JPMC; Mumbai; Presencial; INR 1.500.000 - 2.100.000; Jornada completa

Descripción de la vacante

Testing Site - JPMC in Mumbai seeks a seasoned Credit expert to manage credit exposure for a regional portfolio, driving due diligence, cash flow analysis and structuring of lending and treasury facilities. You will lead credit decisions, balance risk with commercial objectives, and coach junior team members.

The role requires strong analytical ability, deep product knowledge, and the capacity to foster cross-functional collaboration with origination teams and senior stakeholders.

Formación

• Strong analytical and credit skills with both qualitative and quantitative judgment.
• Extensive knowledge of lending, derivatives and treasury documentation.
• Demonstrated ability to own end-to-end work with project management.
• Identify key issues related to clients, industries and transaction structures.
• Build credibility with clients and internal partners and collaborate effectively.
• Foster relationships with origination teams and stakeholders.
• Self-starting, results-driven, multi-tasking with risk awareness.
• Coaching and developing junior colleagues.
• Strong written and verbal communication skills.
• Effective time management in fast-paced environments.

Responsabilidades

• Be the Credit expert for a portfolio of clients in the region and manage credit exposure.
• Lead due diligence, credit analysis and financial modelling of counterparties and transactions.
• Structure, negotiate and execute loan documentation, derivatives and other facilities.
• Make sound credit recommendations and own the credit approval decision.
• Balance commercial and risk perspectives with strong controls mindset.
• Track market trends and client developments impacting credit performance.
• Build relationships with senior internal and external stakeholders.
• Lead a portfolio team and coach Analysts and Associates.

Conocimientos

Credit analysis

Analytical skills

Client relationship

Team leadership

Project management

Communication

Time management

Coaching

Risk assessment

Issue identification

Educación

Bachelor's degree in accounting/finance

Herramientas

Excel

PowerPoint

Word

Outlook

Descripción del empleo

Job responsibilities

• Being the Credit expert for a portfolio of clients in the region with primary responsibility for credit exposure
• Manage clients across a range of industries including corporates, financial institutions and sovereign related entities, including monitoring of credit ratings, sector trends and client performance
• Lead the due diligence, credit analysis and financial modelling of credit counterparties, transactions and complex financing structures; drive the preparation of credit memos and make recommendations as to appropriate structure, risk appetite and grading
• Work across a variety of products including secured and unsecured loans, derivatives, trade and treasury products, and related documentation. Lead the structuring, negotiation and execution of loan documentation, derivatives and other facilities.
• Being able to make a sound credit recommendation and own the credit approval decision
• Balance a commercial and solution-driven mindset with a sound risk and controls attitude.
• Track market and industry developments and their impact on clients: keeping up to date with the political and macroeconomic environment as well as having an in-depth knowledge of clients in the portfolio
• Build relationships with key internal and external stakeholders at a senior level and foster team knowledge
• Leading a portfolio team, coaching and training members of the Analyst and Associate community on both technical and professional skills
• Meeting clients and leading due diligence meetings.

Required qualifications, capabilities, and skills

• Strong analytical and credit skills/judgment, covering both qualitative and quantitative aspects.
• Demonstrable product knowledge of a wide range of lending, derivative and treasury services products and documentation associated with these products.
• Established team player, project management skills and be able to take end to end ownership of work/projects.
• Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
• Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively.
• Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
• Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow.
• Proven coaching and development ability towards junior colleagues.
• Strong written and verbal communication skills, along with strong interpersonal skills
• Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
• Significant experience (at least 6 years) in roles with relevant skills for this position.

Preferred qualifications, capabilities, and skills

• Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is recommended.
• Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
• Highly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)