Virtual sales - relationship Manager

HDFC Bank Limited; Chennai District; On-site; INR 420,000 - 700,000; Full time

Job summary

HDFC Bank Limited in Chennai seeks a Relationship Manager to represent the bank and offer a bouquet of products to non-managed customers, educating them on digital solutions.

You will drive product penetration, meet monthly targets, and ensure compliant calling practices while delivering clear, helpful information and a positive customer experience.

If you are proactive, communicate well, and can guide customers to the right product using scripts, this role may be for you.

Qualifications

• Experience in customer outreach and banking product promotion.
• Ability to educate customers on digital banking solutions.
• Proven ability to meet sales targets and drive product penetration.

Responsibilities

• Achieve monthly unit and value targets across product lines.
• Educate the customer on product lines and provide the right product to the right customer.
• Achieve month-on-month productivity on the allocated product line.
• Contribute to the overall channel achievement.
• Contact non-managed customers and offer bouquet of products using scripts.
• Ask probing and leading questions to understand customer requirements.
• Ensure product features and benefits are explained during onboarding.
• Ensure multi-product pitches to increase customer product holdings.

Skills

Communication

Customer service

Sales orientation

Job description

Role & responsibilities :

Job Purpose

The incumbent is responsible to represent the Bank and present the bouquet of eligible products to the non-managed customer of the Bank. Educate the customer on the digital products of the Bank. RM is trained to identify the right product for the customer and explain the features and benefits of the product and selling the same for required revenue generation.

Job Responsibilities(JR) : 6 8 Areas

Actionable (4-6)

Quantitative :

To achieve assigned Unit / value/ Income across product lines

1. RM is responsible to achieve monthly unit and value targets assigned across product line.
2. RM is responsible to educate customer on product lines and provide right product to right customer
3. To achieve month on month productivity on the allocated product line.
4. Contribute to the overall channel achievement.

Customer communication

1. Contact non managed customers of the bank and offer bouquet of products using calling scripts.
2. Ask probing and leading questions to engage and understand customer requirements.
3. Ensure product features & benefits are explained to the customer while onboarding customers.
4. Ensure multi products are pitched to increase customer product holding in the bank.

Qualitative:

Call Quality/Count of calls/Time on system/ Quality of sales

1. Effective interaction or communication with the customer and capture correct customer dispositions
2. Work on the feedback shared with by the supervisor /unit manager/training manager on the quality of Call experience.
3. Ensure Time on system as per KPI defined
4. Ensure Minimum RPC to be maintained on daily / Monthly basis

Digital Product Penetration

1. 1.Educate the customer on the digital products of the Bank.
2. 2. Show the value and convenience in usage of the digital products.
3. 3.Increase digital penetration within the non-managed customer base of the Bank.
4. 4.Push digital penetration in the contacted customer.

Audit and compliance

1. 1.RM is required to adhere to all laid down guidelines for Calling
2. 2.Ensure all tele calling and product regulatory compliance are adhered
3. 3.Adhering to all product guideline
4. 4.All guidelines on floor discipline, dialer hygiene parameters.