Vice President

Kshema; Hyderabad; On-site; INR 5,000,000 - 9,000,000; Full time

Job summary

Kshema invites a Senior Vice President Underwriting in Hyderabad to steer underwriting strategy for all major lines of general insurance. The role requires 25+ years of experience and a proven executive leadership record in risk management and portfolio profitability.

The SVP will push innovation through analytics and underwriting automation while ensuring regulatory compliance, mentoring the team, and collaborating with reinsurers, brokers, regulators, and internal stakeholders to strengthen

Qualifications

• Minimum 25 years of experience in general insurance underwriting.
• Executive leadership experience in underwriting and risk management.
• Knowledge of global insurance markets, regulatory frameworks, and emerging industry trends.
• Experience with data-driven decision-making and analytics.
• Experience with underwriting automation tools.

Responsibilities

• Strategic Leadership: Define and execute underwriting strategies aligned with organizational goals and regulatory frameworks.
• Portfolio Management: Oversee underwriting across all lines of general insurance ensuring balanced risk selection and sustainable growth.
• Risk Assessment: Establish robust risk evaluation frameworks and ensure adherence to underwriting guidelines.
• Profitability Oversight: Monitor underwriting performance, loss ratios, and profitability metrics; implement corrective actions where necessary.
• Innovation & Transformation: Drive adoption of advanced analytics, digital tools, and AI-driven underwriting solutions.
• Regulatory Compliance: Ensure compliance with local and international insurance regulations, standards, and governance practices.
• Team Development: Mentor and lead a high-performing underwriting team, fostering a culture of accountability, collaboration, and continuous learning.
• Stakeholder Engagement: Collaborate with reinsurers, brokers, regulators, and internal stakeholders to strengthen underwriting practices and market positioning.

Skills

Executive leadership

Data-driven decisions

Underwriting automation

Communication skills

Regulatory knowledge

Strategic thinking

Stakeholder management

Job description

Position Overview The Senior Vice President Underwriting will serve as the strategic leader of the underwriting function, succeeding the Chief Underwriting Officer. This role requires a seasoned professional with over 25 years of experience in general insurance underwriting across all major lines of business. The SVP will be responsible for shaping underwriting strategy, ensuring profitability, managing risk, and driving innovation in underwriting practices.

Key Responsibilities

• Strategic Leadership: Define and execute underwriting strategies aligned with organizational goals and regulatory frameworks.
• Portfolio Management: Oversee underwriting across all lines of general insurance (property, casualty, motor, health, liability, marine, etc.) ensuring balanced risk selection and sustainable growth.
• Risk Assessment: Establish robust risk evaluation frameworks and ensure adherence to underwriting guidelines.
• Profitability Oversight: Monitor underwriting performance, loss ratios, and profitability metrics; implement corrective actions where necessary.
• Innovation & Transformation: Drive adoption of advanced analytics, digital tools, and AI-driven underwriting solutions.
• Regulatory Compliance: Ensure compliance with local and international insurance regulations, standards, and governance practices.
• Team Development: Mentor and lead a high-performing underwriting team, fostering a culture of accountability, collaboration, and continuous learning.
• Stakeholder Engagement: Collaborate with reinsurers, brokers, regulators, and internal stakeholders to strengthen underwriting practices and market positioning.

Qualifications

• Minimum 25 years of experience in general insurance underwriting with exposure to all major lines of business.
• Proven track record of executive leadership in underwriting, risk management, and portfolio profitability.
• Strong knowledge of global insurance markets, regulatory frameworks, and emerging industry trends.
• Expertise in data-driven decision-making and underwriting automation tools.
• Exceptional leadership, communication, and negotiation skills.

Competencies

• Visionary Leadership Ability to set long-term direction and inspire teams.
• Analytical Acumen Strong quantitative and qualitative risk assessment skills.
• Decision-Making Balanced judgment in underwriting decisions under complex scenarios.
• Change Management Skilled in leading organizational transformation and innovation.
• Relationship Building Effective collaboration with internal and external stakeholders.

Requirements

• Minimum 25 years of experience in general insurance underwriting with exposure to all major lines of business.
• Proven track record of executive leadership in underwriting, risk management, and portfolio profitability.
• Strong knowledge of Indian insurance markets, regulatory frameworks, and emerging industry trends.
• Expertise in data-driven decision-making and underwriting automation tools.
• Exceptional leadership, communication, and negotiation skills .