Us Mortgage Process Associate

Gratitude India; Gandhinagar; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Gratitude India is seeking a mortgage underwriting quality control professional in Pune District, Maharashtra. The ideal candidate will perform end-to-end mortgage underwriting QC for US loans, ensuring compliance with FNMA/FHLMC guidelines. Applicants should have 6-12 years of US mortgage underwriting/QC experience and strong analytical and communication skills. This role involves risk assessment and making accurate loan decisions.

Qualifications

• 6–12 years of US mortgage underwriting/QC experience required.
• Strong knowledge of DU/LP, FNMA/FHLMC guidelines.
• Ability to analyze DTI/LTV and understand the end-to-end loan cycle.

Responsibilities

• Perform mortgage underwriting quality control for US loans.
• Review credit, income, appraisal, and compliance with guidelines.
• Ensure risk assessment and adherence to underwriting SLAs.

Skills

US mortgage underwriting/QC

DU/LP knowledge

DTI/LTV analysis

Analytical skills

Communication skills

Job description

Perform end-to-end mortgage underwriting QC for US loans by reviewing credit, income, appraisal, DTI/LTV, and compliance with FNMA/FHLMC guidelines. Ensure accurate loan decisions, risk assessment, and adherence to underwriting SLAs.

Required Candidate Profile

6–12 yrs US mortgage underwriting/QC experience with strong knowledge of DU/LP, FNMA/FHLMC, DTI/LTV analysis, and end-to-end loan cycle. Strong analytical and communication skills required.