Underwriter U.S. Mortgage

Gratitude India; Nashik District; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Gratitude India in Nashik invites applications for a Senior Mortgage QC Underwriter to render QC on closed loan files and ensure credit decisions on incoming applications comply with underwriting policies and mortgage commitments.

The role requires 6–12 years of conventional mortgage underwriting/QA/QC experience, thorough knowledge of the full loan cycle, and a strong understanding of Desktop Underwriter (DU) and Loan Prospector.

Qualifications

• Requires 6-12 years of conventional mortgage underwriting/QA/QC experience.
• Knowledge of full loan cycle from application to closing.
• Strong understanding of Desktop Underwriter (DU) and Loan Prospector.

Responsibilities

• Render QC on closed loan files and ensure adherence to underwriting policies.
• Verify that credit decisions on incoming applications align with mortgage commitments.
• Assist in maintaining underwriting quality standards and processes.

Skills

Full loan cycle knowledge

DU/LP knowledge

Tools

Desktop Underwriter (DU)

Loan Prospector

Job description

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisionson incoming applications consistent with underwriting policies, underwriting mortgage commitments.

Required Candidate profile

• Minimum 6-12 years of conventional mortgage underwriting/QA/QC experience
• Knowledge of full loan cycle (from beginning to end)
• Strong understanding of Desktop Underwriter (DU) and Loan Prospector .