US Mortgage - Live Underwriter (Work from Office)

Sutherland; Navi Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Sutherland in Navi Mumbai is seeking an experienced Live Underwriter to support US Mortgage origination from our office in Navi Mumbai. The role requires working US shift hours and immediate joining.

Responsibilities include assessing income, credit, and property documentation, applying the 4 Cs, and using Encompass/LOS where available. Strong analytical and decision-making skills are essential for timely approvals.

Qualifications

• Live Underwriting experience mandatory.
• Origination Underwriting knowledge.
• Experience with Form 1003 / URLA.
• Strong understanding of 4 C’s – Character, Capacity, Capital & Collateral.
• Expertise in Income Calculation, including self-employed income.
• Knowledge of Credit, DTI, Assets & Liabilities.
• Encompass / LOS experience preferred.
• Strong analytical and decision-making skills.

Skills

Live Underwriting

Origination Underwriting

Form 1003 / URLA

4 C’s Analysis

Income Calculation

Credit & DTI

Encompass / LOS

Analytical & Decision-making

Job description

Role & responsibilities

Work From Office ( Navi Mumbai)

WERE HIRING | LIVE UNDERWRITER US MORTGAGE

Company: Sutherland ( Navi Mumbai)

Work Location: Navi Mumbai (Airoli) | Work From Office
Experience: 24 Years
Shift: US Shift | 6:30 PM 6:30 AM (Any 9 Hours)
Week Off: Any two rotational off
Immediate Joiners Preferred

Key Skills Required

• Live Underwriting experience Mandatory
• Strong knowledge of Origination Underwriting
• Experience with Form 1003 / URLA
• Strong understanding of 4 C’s – Character, Capacity, Capital & Collateral
• Expertise in Income Calculation, including self-employed income
• Knowledge of Credit, DTI, Assets & Liabilities
• Encompass / LOS experience preferred
• Strong analytical and decision-making skills