Underwriting Specialist

Ilink Talent Solutions; Chennai District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Ilink Talent Solutions is seeking an experienced P&C Underwriting professional in Chennai with 5+ years of experience in Property & Casualty insurance underwriting.

The role covers end-to-end underwriting lifecycle including new business, renewals, endorsements, risk assessment, policy documentation and underwriting operations, with emphasis on accuracy, compliance, and process improvements.

Qualifications

• 5+ years of experience in P&C Insurance Underwriting.
• Strong understanding of Property & Casualty insurance.
• Hands-on experience in New Business, Renewals and Endorsements.
• Exposure to risk assessment and underwriting guidelines.
• Understanding of policy terms, coverage, exclusions and deductibles.
• Experience with binders and policy issuance.
• Good understanding of underwriting processes and documentation.
• Strong analytical and decision-making skills.
• Good communication and stakeholder-management skills.

Responsibilities

• Handle end-to-end P&C underwriting activities across new business, renewals and endorsements.
• Review insurance submissions, exposure information and supporting documents to assess risks.
• Evaluate risks in line with underwriting guidelines, authority limits and risk appetite.
• Analyse policy terms, coverage, exclusions, deductibles and other risk factors.
• Support underwriting decisions including acceptance, referral and decline of risks.
• Work closely with brokers, agents, clients and onshore underwriting teams.
• Manage policy issuance, binders, endorsements and related documentation.
• Ensure accuracy and compliance with underwriting standards and regulatory requirements.
• Handle Property, Casualty and/or Specialty Insurance portfolios.
• Identify opportunities for process improvement and automation within underwriting operations.
• Maintain underwriting records, trackers, MIS and performance reports.
• Ensure adherence to SLAs, KPIs, quality standards and TAT.
• Support audits, process migrations, SOP updates and knowledge management activities.

Skills

P&C Insurance Underwriting

New Business Underwriting

Renewals

Endorsements

Risk Assessment

Policy Documentation

Underwriting Operations

Analytical Skills

Decision Making

Communication

Job description

Job Summary

We are looking for an experienced P&C Underwriting professional with 5+ years of experience in Property & Casualty insurance underwriting. The ideal candidate should have strong exposure to the end-to-end underwriting lifecycle, including new business, renewals, endorsements, risk assessment, policy documentation and underwriting operations.

Key Responsibilities

• Handle end-to-end P&C underwriting activities across new business, renewals and endorsements.
• Review insurance submissions, exposure information and supporting documents to assess risks.
• Evaluate risks in line with underwriting guidelines, authority limits and risk appetite.
• Analyse policy terms, coverage, exclusions, deductibles and other risk factors.
• Support underwriting decisions including acceptance, referral and decline of risks.
• Work closely with brokers, agents, clients and onshore underwriting teams.
• Manage policy issuance, binders, endorsements and related documentation.
• Ensure accuracy and compliance with underwriting standards and regulatory requirements.
• Handle Property, Casualty and/or Specialty Insurance portfolios.
• Identify opportunities for process improvement and automation within underwriting operations.
• Maintain underwriting records, trackers, MIS and performance reports.
• Ensure adherence to SLAs, KPIs, quality standards and TAT.
• Support audits, process migrations, SOP updates and knowledge management activities.

Mandatory Skills

• 5+ years of experience in P&C Insurance Underwriting
• Strong understanding of Property & Casualty insurance
• Hands-on experience in New Business, Renewals and Endorsements
• Exposure to risk assessment and underwriting guidelines
• Understanding of policy terms, coverage, exclusions and deductibles
• Experience with binders and policy issuance
• Good understanding of underwriting processes and documentation
• Strong analytical and decision-making skills
• Good communication and stakeholder-management skills