Underwriting Analyst

Altisource; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Altisource in Bengaluru seeks a mortgage compliance professional to ensure adherence to US originations closing procedures and regulatory guidelines. You will review loan files, disclosures, and legal overlays to mitigate risk, while coordinating with US-based underwriters and clients.

Candidates should be able to decipher AUS findings (DU/LP) and support end-to-end mortgage processing, including setup, documentation, closing, and QA. A strong eye for detail and risk awareness is essential.

Qualifications

• Experience with AUS findings (DU and LP) preferred.
• Familiarity with closing procedures and disclosures in mortgage loan origination.
• Ability to review loan files for regulatory compliance.

Responsibilities

• Maintain knowledge of US mortgage origination closing procedures and applicable laws.
• Interpret state and federal guidelines and apply to loans.
• Review loan documents and disclosures in loan files.
• Audit files for regulatory compliance and identify risks and red flags.
• Coordinate with US underwriters/clients to ensure quality output.

Skills

Mortgage compliance

Regulatory knowledge

US mortgage origination

Audit and risk assessment

Stakeholder communication

Job description

Job Description

WHAT YOU GET TO DO

• Maintain a working knowledge of US Mortgage Originations closing procedures, federal and state lending laws
• Interpret state rules, statute laws, federal regulations investor guidelines and apply them to specific loans
• Review mortgage loan documents (closing and disclosures) in the loan file
• Review loan file for compliance with all regulatory and client s guidelines/overlays
• Audit the file from a closing compliance standpoint on a daily basis and note any exceptions. Assess risk and review for Frauds and Red Flags
• Audit closed loan disclosures and signed loan documents
• Effectively communicate with US based Underwriters/Clients SMEs to ensure quality output Qualifications

WHAT ABOUT YOU

You have...

• Ability to obtain and decipher AUS findings (DU and LP)
• Experience in full origination mortgage processing, loan set up, loan documentation, closing, title, quality assurance, compliance, underwriting, or assisting with conventional first mortgage loan products
• Experience working with Loan Officers, Borrowers and an active pipeline of mortgage loans.