Transaction Processing Specialist

JPMorgan Chase & Co.; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

JPMorgan Chase & Co. in Bengaluru seeks a Trade and Working Capital Operations Specialist to develop and deliver trade finance solutions, manage transaction processing, and ensure compliance with ICC guidelines and internal policies.

The role focuses on supporting imports/exports, bills, letters of credit, and open account trading while maintaining strong controls and risk management to enable smooth deal migrations.

Qualifications

• Bachelor's degree or equivalent required.
• 3+ years experience in Trade Finance Operations - Structured Solutions.
• Thorough knowledge of Structured Solutions products, incl. Accounts Payables and Accounts Receivables.
• Working knowledge of payments processing.
• Familiarity with SWIFT MT103 and MT202 messages.
• Experience executing AP/AR transaction processing.
• Perform reconciliations to support accurate processing.
• Strong control mindset and risk awareness.
• Able to handle multiple tasks and meet deadlines.

Responsibilities

• Maintain and update standard operating procedures as changes occur.
• Implement best practices to improve efficiency and continuously identify opportunities for improvement.
• Participate in new deals by attending project management calls and supporting smooth migrations.
• Ensure adherence to internal policies and regulatory requirements in daily operations.
• Process transactions within the agreed service level agreement turnaround times.
• Escalate issues immediately to support timely resolution and risk mitigation.

Skills

Trade Finance Ops

Structured Solutions

Accounts Payables

Accounts Receivables

Payments processing

SWIFT MT103/MT202

Reconciliations

Control mindset

Multi-tasking

Education

Bachelor's degree

Job description

Make your mark by supporting trade finance solutions, strengthening controls, and enabling smooth deal migrations while building skills and long-term career mobility.

As a Trade and Working Capital Operations Specialist within the Trade and Working Capital Operations team, you support the development and delivery of trade finance solutions and transaction processing across products such as import and export bills, foreign bill collection, letters of credit, and open account trading. You provide transaction-based expertise to help ensure accurate, timely execution aligned to International Chamber of Commerce guidelines, bank procedures, and the trade finance policy manual. You apply a strong understanding of risk management, transaction processing, retail banking, wholesale banking, and trade settlements to support well-controlled operations.

Job Responsibilities:

• Maintain and update standard operating procedures as changes occur
• Implement best practices to improve efficiency and continuously identify opportunities for improvement
• Participate in new deals by attending project management calls and supporting smooth migrations
• Ensure adherence to internal policies and regulatory requirements in daily operations
• Process transactions within the agreed service level agreement turnaround times
• Escalate issues immediately to support timely resolution and risk mitigation

Required qualifications, skills, and capabilities:

• Hold a bachelor's degree (or equivalent)
• Bring 3+ years of experience in Trade Finance Operations - Structured Solutions
• Demonstrate thorough knowledge of Structured Solutions products, including Accounts Payables and Accounts Receivables
• Apply working knowledge of payments processing
• Interpret and process SWIFT MT103 and MT202 payment messages
• Execute transaction processing for Accounts Payables and Accounts Receivables
• Perform reconciliations to support accurate transaction and payment processing
• Maintain a strong control mindset by evidencing and validating payment-related activities
• Exhibit a positive attitude, learn quickly, and contribute to business outcomes
• Manage multiple tasks effectively while meeting operational commitments

Preferred qualifications, skills, and capabilities:

• Exposure to AI-enabled tools and willingness to adopt emerging technologies that support process improvement and operational excellence.