Transaction Monitoring Process Associate

Guidehouse; Chennai; On-site; INR 650,000 - 1,100,000; Full time

Benefits offered by this job

In-house physician consultations

Nutritious food options at the workpl

Employee Assistance Program counseling

Wellness offerings

Job summary

Guidehouse India is seeking a mid-level Process Associate in the GIC Process (India) to review TM alerts, conduct investigations, and ensure compliance with AML standards. You will analyze customer profiles, KYC/KYB information, and activity to identify red flags and map them to money-laundering, sanctions, and fraud typologies.

This role involves drafting clear case narratives, escalating suspicious cases, applying policy playbooks, and collaborating to improve processes while meeting SLAs in a

Qualifications

• 2–3 years in transaction monitoring or financial crime operations.
• Bachelor's degree in commerce, finance, economics, business, law, or related field.
• Strong working knowledge of AML/CFT principles and typologies.
• Understanding of KYC/CDD/EDD, sanctions screening, PEP and adverse media concepts.
• Familiarity with FATF recommendations and regional frameworks (BSA/AML, EU AMLD, UK MLRs, MAS/FINTRAC).
• Proven ability to write clear, structured investigation narratives.
• Proficiency in MS Excel and handling large data sets.

Responsibilities

• Review TM alerts within SLAs and quality standards.
• Conduct end-to-end investigations across profiles and activity.
• Identify red flags and map activity to applicable typologies (AML/FT/fraud).
• Use blockchain analytics tools to trace fund flows and counterparty risk.
• Write clear, evidence-based case narratives and alert rationales for QA/regulatory review.
• Escalate suspicious cases and prepare SAR/STR narratives as per procedures.
• Apply client-specific policies and playbooks consistently.
• Flag performance observations to team lead for tuning feedback.
• Meet productivity targets and participate in QA reviews.

Skills

AML/CFT knowledge

Investigation skills

Data analysis

Documentation

Education

Bachelor's degree in commerce, finance, economics, business, law, or related field

Tools

Actimize

Verafin

Oracle FCCM

SAS AML

Quantexa

Job description

Process associate TMS Job Family : GIC Process (India) Travel Required : None Clearance Required : None

What You Will Do

• Review and disposition TM alerts (Level 1 / Level 2 as assigned) within agreed SLAs and quality standards.
• Conduct end-to-end investigations: analyse customer profile, KYC/KYB information, expected vs. actual activity, counterparties, geographies, products and channels.
• Identify red flags and map activity to relevant money laundering, terrorist financing, fraud and sanctions-evasion typologies.
• Perform open-source and adverse media research, and use blockchain analytics tools (for crypto clients) to trace fund flows, wallet exposure and counterparty risk.
• Write clear, concise, evidence-based case narratives and alert rationales that stand up to QA, client and regulatory review.
• Escalate suspicious cases and prepare SAR/STR narratives or recommendations as per client procedures.
• Apply client-specific policies, risk appetite, thresholds and playbooks consistently.
• Flag scenario/rule performance observations (false-positive patterns, coverage gaps, emerging typologies) to the team lead for tuning feedback.
• Meet productivity, accuracy and turnaround targets; participate in QA reviews and act on feedback.
• Maintain confidentiality and adhere to data-protection, information-security and audit requirements.
• Contribute to knowledge sharing, team training and continuous process improvement.

What You Will Need

• Review and disposition TM alerts (Level 1 / Level 2 as assigned) within agreed SLAs and quality standards.
• Conduct end-to-end investigations: analyse customer profile, KYC/KYB information, expected vs. actual activity, counterparties, geographies, products and channels.
• Identify red flags and map activity to relevant money laundering, terrorist financing, fraud and sanctions-evasion typologies.
• Perform open-source and adverse media research, and use blockchain analytics tools (for crypto clients) to trace fund flows, wallet exposure and counterparty risk.
• Write clear, concise, evidence-based case narratives and alert rationales that stand up to QA, client and regulatory review.
• Escalate suspicious cases and prepare SAR/STR narratives or recommendations as per client procedures.
• Apply client-specific policies, risk appetite, thresholds and playbooks consistently.
• Flag scenario/rule performance observations (false-positive patterns, coverage gaps, emerging typologies) to the team lead for tuning feedback.
• Meet productivity, accuracy and turnaround targets; participate in QA reviews and act on feedback.
• Maintain confidentiality and adhere to data-protection, information-security and audit requirements.
• Contribute to knowledge sharing, team training and continuous process improvement.

Required Qualifications and Experience

• 2–3 years of experience in transaction monitoring, AML alert investigation or financial crime operations in a bank, fintech, VASP/crypto exchange, or AML managed-services environment.
• Bachelor's degree in commerce, finance, economics, business, law, or a related field.
• Strong working knowledge of AML/CFT principles and typologies listed above.
• Understanding of KYC/CDD/EDD, sanctions screening, PEP and adverse media concepts.
• Familiarity with FATF recommendations, and one or more of: BSA/AML (US), EU AMLD, UK MLRs, or MAS/FINTRAC/other regional frameworks.
• Proven ability to write clear, structured investigation narratives.
• Proficiency in MS Excel and comfort working with large data sets.

What Would Be Nice To Have

• Experience with TM platforms and case management tools (e.g., Actimize, Verafin, Oracle FCCM, SAS AML, Quantexa, or client-specific systems).
• Hands-on experience with blockchain analytics tools (e.g., Chainalysis, Elliptic, TRM Labs).
• Exposure to SAR/STR drafting and filing support.
• Experience supporting QA, quality audits or client-facing reporting.
• Any Bachelor Degree mandatory

About Guidehouse India

At Guidehouse India, we’re redefining what’s possible by creating opportunities that change lives. Guidehouse is a global professional services firm that delivers advisory, technology, and managed services to clients across both the commercial and public sectors. Our teams turn bold ideas into solutions that transform industries, strengthen communities, and drive meaningful impact worldwide. Across our Chennai, Trivandrum, and Gurugram locations, you’ll find opportunities where your passion and curiosity help shape what comes next. With cutting edge benefits, innovative learning and development programs, and a people first culture, we empower our people to lead with purpose. We continue to expand our teams and capabilities across India, investing in state-of-the-art offices and high impact work. Here, you’ll collaborate with experts from around the world, build deep expertise, explore new domains, and accelerate your professional growth while making a real impact.

What We Offer

We offer competitive compensation and a comprehensive benefits package designed to help you thrive both inside and outside the workplace.

• in house physician consultations
• nutritious food options at the workplace
• confidential counseling through our Employee Assistance Program
• other wellness focused offerings that support your overall well being

Our comprehensive learning and development programs ensure you’re continuously upskilled and ready to tackle what’s next, so you can shape your own career path while contributing to meaningful, purpose driven work.

Important Fraud Notice

Contact Us If you have visited our website to explore career opportunities or to apply for a position and have questions, please contact the Guidehouse Recruiting team at [e-mail].

All information you provide will be kept confidential and used only as required to support the recruitment process.

To learn more about Guidehouse in India, visit www.guidehouse.com/india.

Experience Level Mid Level