Trade Finance Transaction Processing Specialist

JP Morgan Services India Pvt Ltd; Bengaluru; On-site; INR 900,000 - 1,300,000; Full time

Job summary

JPMorganChase in Bengaluru is seeking a Transaction Processing Specialist to support trade finance solutions and ensure accurate, timely processing of bills, letters of credit, and open account trading. You will contribute to risk management and compliance while collaborating with global teams.

The role emphasizes maintaining procedures, driving efficiency, and supporting smooth migrations of deals. You will work within Trade and Working Capital Operations to deliver reliable transaction

Qualifications

• Bachelor's degree or equivalent required.
• 3+ years of experience in Trade Finance Operations.
• Thorough knowledge of Structured Solutions products, including Accounts Payables and Receivables.
• Experience with SWIFT MT103/MT202 processing.
• Strong control mindset and risk mitigation.

Responsibilities

• Maintain and update standard operating procedures as changes occur.
• Identify efficiency improvements and participate in migrations.
• Attend project management calls for new deals and support smooth migrations.
• Ensure adherence to policies and regulatory requirements.
• Process transactions within SLA turnaround times.
• Escalate issues promptly to support timely resolution and risk mitigation.

Skills

Trade finance operations

Structured solutions

Accounts payable/receivable

Payments processing

Education

Bachelor's degree or equivalent

Tools

SWIFT MT103/MT202

Transaction processing systems

Job description

Transaction Processing Specialist Make your mark by supporting trade finance solutions, strengthening controls, and enabling smooth deal migrations while building skills and long-term career mobility. As a Trade and Working Capital Operations Specialist within the Trade and Working Capital Operations team, you support the development and delivery of trade finance solutions and transaction processing across products such as import and export bills, foreign bill collection, letters of credit, and open account trading. You provide transaction-based expertise to help ensure accurate, timely execution aligned to International Chamber of Commerce guidelines, bank procedures, and the trade finance policy manual. You apply a strong understanding of risk management, transaction processing, retail banking, wholesale banking, and trade settlements to support well-controlled operations.

Job Responsibilities:

Maintain and update standard operating procedures as changes occur Implement best practices to improve efficiency and continuously identify opportunities for improvement Participate in new deals by attending project management calls and supporting smooth migrations Ensure adherence to internal policies and regulatory requirements in daily operations Process transactions within the agreed service level agreement turnaround times Escalate issues immediately to support timely resolution and risk mitigation

Required qualifications, skills, and capabilities:

Hold a bachelor's degree (or equivalent) Bring 3+ years of experience in Trade Finance Operations - Structured Solutions Demonstrate thorough knowledge of Structured Solutions products, including Accounts Payables and Accounts Receivables Apply working knowledge of payments processing Interpret and process SWIFT MT103 and MT202 payment messages Execute transaction processing for Accounts Payables and Accounts Receivables Perform reconciliations to support accurate transaction and payment processing Maintain a strong control mindset by evidencing and validating payment-related activities Exhibit a positive attitude, learn quickly, and contribute to business outcomes Manage multiple tasks effectively while meeting operational commitments

Preferred qualifications, skills, and capabilities:

Exposure to AI-enabled tools and willingness to adopt emerging technologies that support process improvement and operational excellence.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Experience Level Mid Level