Trade Finance – Non-Funded Accounts Specialist

2COMS Consulting Pvt. Ltd.; Chennai District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Zoho is seeking a Trade Finance – Non-Funded Accounts Specialist with 3+ years of experience to manage issuance and lifecycle of non-funded instruments such as LCs, BGs, and SBLCs. The role emphasizes regulatory compliance, risk assessment, and cross‑functional coordination with banks and corporate clients.

The ideal candidate will have strong knowledge of UCP 600, ISBP, URDG, and related ICC rules, and familiarity with SWIFT and Excel. Prior CDCS certification is preferred.

Qualifications

• Bachelor’s/Master’s in Finance, Banking, or related field.
• 3+ years in trade finance, non-funded products, or banking operations.
• CDCS Certification preferred
• 3+ years of banking experience with exposure to handling people/being a people manager

Responsibilities

• Issuance & management of non-funded instruments – Process LCs, BGs, SBLCs
• Trade documentation & regulatory compliance per UCP 600, ISBP
• Risk assessment & regulatory compliance expertise
• Client & stakeholder coordination with corporate clients, banks, and trade counterparties
• Regulatory adherence – AML, KYC, FEMA, OFAC, and trade finance regulations
• Process optimization – Improve trade finance workflows for efficiency

Skills

SWIFT

Trade finance platforms

Excel

Negotiation

Stakeholder management

Education

Bachelor’s/Master’s in Finance, Banking

CDCS (Certified Documentary Credit Specialist)

Job description

Trade Finance – Non-Funded Accounts Specialist

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Job Description

Job Description – Non-Funded Trade Finance Specialist

Position: Trade Finance – Non-Funded Accounts Specialist

Experience:3+ Years

Job Summary:

The Trade Finance Specialist (Non-Funded Accounts) is responsible for handling trade finance instruments such as Letters of Credit (LC), Bank Guarantees (BG), Standby LCs (SBLC), Performance Guarantees, and Bid Bonds. The role involves structuring trade finance solutions, ensuring compliance with regulatory guidelines, and managing risk in international trade transactions.

Key Responsibilities:

Issuance & Management of Non-Funded Instruments – Process LCs, BGs, and SBLCs, ensuring timely issuance and amendments.

Trade Documentation & Compliance – Verify trade documents per UCP 600, ISBP, and regulatory frameworks.

Risk & Credit Assessment – Evaluate counterparty risk and ensure compliance with banking policies.

Client & Stakeholder Coordination – Work with corporate clients, banks, and trade counterparties to facilitate seamless transactions.

Regulatory Adherence – Ensure compliance with AML, KYC, FEMA, OFAC, and trade finance regulations.

Process Optimization – Enhance trade finance workflows for efficiency and accuracy.

• Strong knowledge of UCP 600, ISBP, URDG, and ICC rules
• Experience in LCs, BGs, SBLCs, and Trade Credit Insurance
• Risk assessment and regulatory compliance expertise
• Excellent stakeholder management and negotiation skills
• Proficiency in SWIFT, trade finance platforms, and Excel

Qualifications & Experience:

Education: Bachelors/Master’s in Finance, Banking, or related field

Experience:3+ years in trade finance, non-funded products, or banking operations

Certifications: CDCS (Certified Documentary Credit Specialist) preferred

Requirements

Skills

3 + years of experience in Banking field with at least 2-yearexperience in similar profile with substantial exposure tohandling People / being People Manager.

CDCS Certificationwill be an added advantage