NEW91010

Kotak Mahindra Bank; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Kotak Mahindra Bank in Mumbai seeks a dynamic Trade Finance Operations professional to manage day-to-day trade transactions and coordinate with internal and external stakeholders. You will ensure timely and error-free execution of LC/BG processing, import/export steps, and related services.

The role requires hands-on experience in LCs, BGs, and trade compliance, with strong analytical and communication skills to monitor timelines and drive process improvements.

Qualifications

• Graduate/Postgraduate in Commerce, Finance, Banking, or related discipline.
• ,
• Hands-on experience in Trade Finance operations preferred.

Responsibilities

• Process and authorize Trade Finance transactions including LCs, BGs, import/export collections, and bills discounting.
• Ensure compliance with UCP 600, ISBP, URDG, FEMA, RBI guidelines and internal policies.
• Coordinate with branches, relationship teams, customers, correspondent banks, and internal stakeholders.
• Monitor processing timelines and adhere to TATs.
• Perform investigations, reconciliations, and exception management.
• Prepare MIS reports and dashboards for management review.
• Assist in training junior team members.

Skills

Analytical skills

Communication

Stakeholder management

Education

Graduate/Postgraduate in Commerce, Finance, Banking, or related discipline

Tools

SWIFT

Core banking systems

Job description

We are seeking a dynamic and detail-oriented professional to join our Trade Finance Operations team within the Wholesale Banking Group. The ideal candidate will be responsible for handling day-to-day trade transactions, coordinating with internal and external stakeholders, and ensuring timely and error-free execution of trade-related services.

Key Responsibilities

• Process and authorize Trade Finance transactions including: - Letters of Credit (LCs)
• Bank Guarantees (BGs)
• Import and Export Collections
• Bills Discounting/Purchase
• Trade Remittances
• Ensure compliance with UCP 600, ISBP, URDG, FEMA, RBI guidelines, and internal policies.
• Scrutinize trade documents and identify discrepancies.
• Coordinate with branches, relationship teams, customers, correspondent banks, and internal stakeholders.
• Monitor transaction processing timelines and ensure adherence to agreed TATs.
• Handle customer and stakeholder queries related to trade transactions.
• Perform operational controls, reconciliations, and exception management.
• Support audits, compliance reviews, and regulatory inspections.
• Identify process improvement opportunities and drive operational efficiency.
• Prepare MIS reports and operational dashboards for management review.
• Assist in training and mentoring junior team members.

Candidate Profile

• Graduate/Postgraduate in Commerce, Finance, Banking, or related discipline.
• 4-8 years of experience in Trade Finance Operations within a Bank/NBFC.
• Hands-on experience in LCs, BGs, Import/Export Operations, and Trade Compliance.
• Good understanding of international trade practices and banking regulations.
• Knowledge of SWIFT messages and core banking systems will be preferred.
• Strong analytical, communication, and stakeholder management skills.