Test Engineer (Microfinance Lending)

Qualitykiosk Technologies; Hyderabad; On-site; INR 600,000 - 900,000; Full time

Job summary

Qualitykiosk Technologies is seeking a seasoned QA professional to join our fintech testing team in Hyderabad. You will perform functional, integration, API, and database testing for Microfinance Lending applications, ensuring accuracy across onboarding, origination, credit assessment, disbursement, and collections.

The role requires deep domain knowledge of Microfinance Lending, SQL-based validation, and experience with testing tools such as Postman and defect tracking systems.

Qualifications

• 3+ years of software testing experience.
• Strong domain knowledge in Microfinance Lending.
• Understanding of the complete loan lifecycle, including loan origination, servicing, collections, and recovery processes.
• Experience in Functional Testing and API Testing.
• Good understanding of SQL and Database Testing.
• Experience working in Banking, NBFC, or Financial Services projects.

Responsibilities

• Perform functional, integration, API, and database testing for Microfinance Lending applications.
• Validate end-to-end lending processes including customer onboarding, loan origination, credit assessment, disbursement, repayment, collections, and loan closure.
• Design, prepare, and execute test cases and test scenarios based on business requirements.
• Identify, log, track, and verify defects through resolution.
• Collaborate with business analysts, developers, and stakeholders to ensure quality deliverables.
• Support UAT activities and production validation.

Skills

3+ years testing

Microfinance Lending

Loan lifecycle

Functional Testing

API Testing

SQL & DB Testing

Banking/ NBFC domain

Tools

Postman

SQL

Defect tracking tools

Job description

Key Responsibilities

• Perform functional, integration, API, and database testing for Microfinance Lending applications.
• Validate end-to-end lending processes including customer onboarding, loan origination, credit assessment, disbursement, repayment, collections, and loan closure.
• Design, prepare, and execute test cases and test scenarios based on business requirements.
• Identify, log, track, and verify defects through resolution.
• Collaborate with business analysts, developers, and stakeholders to ensure quality deliverables.
• Support UAT activities and production validation.

Mandatory Skills

• 3+ years of software testing experience.
• Strong domain knowledge in Microfinance Lending.
• Understanding of the complete loan lifecycle, including loan origination, servicing, collections, and recovery processes.
• Experience in Functional Testing and API Testing.
• Good understanding of SQL and Database Testing.
• Experience working in Banking, NBFC, or Financial Services projects.

Preferred Skills

• Experience with Loan Origination Systems (LOS) and Loan Management Systems (LMS).
• Hands-on experience with Postman, SQL, and defect management tools.
• Familiarity with Agile/Scrum methodology.

Domain Requirement

Candidates must have hands‑on experience in Microfinance Lending with a strong understanding of lending products, customer onboarding, loan processing, disbursement, repayments, collections, and recovery processes.

Location

Hyderabad (Work from Office preferred)