Techno Functional Business Analyst

Wissen; Pune District; Hybrid; INR 1,200,000 - 2,100,000; Full time

Job summary

Wissen Technology in Pune is seeking a seasoned Business Analyst with Payments expertise to translate complex product requirements into detailed BRDs, FRDs, and user stories. You will collaborate with Product, Engineering, and Operations to design scalable payment workflows.

The role emphasizes cross-border payments, settlement, reconciliation, and lifecycle management, with strong SQL, API, and Jira/Agile skills. Hybrid work is expected with immediate notice period.

Qualifications

• 5-7 years of BA experience in Banking, Payments, FinTech or BFSI environments
• BRD/FRD preparation, user story creation, and functional solution design experience
• Strong understanding of funding, transfers, settlement, reconciliation and transaction lifecycle management
• SQL for data analysis, validation and reporting
• APIs, Jira, Agile/Scrum methodologies, and stakeholder management
• Ability to translate product requirements into functional solutions and process flows

Responsibilities

• Create user stories, BRDs, FRDs, business workflows and functional specifications
• Design functional solutions for payments and transaction banking platforms
• Collaborate with Product, Engineering, QA and Operations teams
• Analyze APIs, payment flows, settlement processes and reconciliation requirements
• Conduct requirement-gathering workshops and stakeholder discussions
• Support UAT, defect triage and production readiness activities
• Ensure end-to-end traceability of requirements through delivery

Skills

Business Analysis

Cross-Border Payments

BRD/FRD & User Stories

Payment lifecycle

SQL

APIs/Jira/Agile

Requirements Translation

Education

BE/BTech/ME/MTech in CS/Engineering/Finance

Job description

Wissen Technology is hiring for Business Analyst - Payments

ABOUT WISSEN TECHNOLOGY

At Wissen Technology, we deliver niche, custom-built products that solve complex business challenges across industries worldwide. Founded in 2015, our core philosophy is built around a strong product engineering mindset—ensuring every solution is architected and delivered right the first time. Today, Wissen Technology has a global footprint with 2000+ employees across offices in the US, UK, UAE, India, and Australia. Our commitment to excellence translates into delivering 2X impact compared to traditional service providers. How do we achieve this? Through a combination of deep domain knowledge, cutting-edge technology expertise , and a relentless focus on quality. We don't just meet expectations—we exceed them by ensuring faster time-to-market, reduced rework, and greater alignment with client objectives . We have a proven track record of building mission-critical systems across industries, including financial services, healthcare, retail, manufacturing, and more. Wissen stands apart through its unique delivery models. Our outcome-based projects ensure predictable costs and timelines, while our agile pods provide clients the flexibility to adapt to their evolving business needs. Wissen leverages its thought leadership and technology prowess to drive superior business outcomes. Our success is powered by top-tier talent. Our mission is clear: to be the partner of choice for building world-class custom products that deliver exceptional impact—the first time, every time.

JOB SUMMARY

Wissen Technology is hiring a Business Analyst with expertise in Payments and Transaction Banking to support product development and maintenance initiatives. The role requires converting high-level product requirements into detailed functional solutions, user stories, business requirements, and payment workflow specifications. The candidate will work closely with Product, Business, and Engineering teams to deliver scalable payment solutions.

EXPERIENCE, LOCATION, MODE OF WORK

Experience: 5-7 years

Location: Pune

Mode of Work: Hybrid (4 Days WFO)

Notice Period: Immediate or serving notice

Mandatory Skills (Must Have)

• 5-7 years of Business Analysis experience in Banking, Payments, FinTech, or BFSI environments
• Cross-Border Payments, Settlements, Accounting, Fund Checks, Statements, and Notifications domain expertise
• Requirement gathering, BRD/FRD preparation, user story creation, and functional solution design experience
• Strong understanding of Funding, Transfers, Settlement, Reconciliation, and transaction lifecycle management
• Working knowledge of SQL for data analysis, validation, and reporting
• Experience with APIs, Jira, Agile/Scrum methodologies, and stakeholder management
• Ability to translate product requirements into functional solutions and process flows

Optional Skills (Good to Have)

• SWIFT messaging standards
• ISO 20022 payment messaging knowledge
• UPI, NEFT, RTGS, ACH, or global payment rails exposure
• Techno-functional experience in transaction banking platforms

Professional Attributes & Qualifications

• Education: BE/BTech/ME/MTech in Computer Science, Engineering, Finance, or related field
• Leadership: Experience collaborating with and guiding cross-functional teams
• Ownership: Ability to drive requirements and deliverables independently from initiation to implementation
• Communication: Strong written, verbal, analytical, and stakeholder management skills

Key Responsibilities

• Create user stories, BRDs, FRDs, business workflows, and functional specifications
• Design functional solutions for payments and transaction banking platforms
• Collaborate with Product, Engineering, QA, and Operations teams
• Analyze APIs, payment flows, settlement processes, and reconciliation requirements
• Conduct requirement-gathering workshops and stakeholder discussions
• Support UAT, defect triage, and production readiness activities
• Ensure end-to-end traceability of requirements through delivery