Technical Manager

India Mortgage Guarantee Corporation (IMGC); Mumbai; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

India Mortgage Guarantee Corporation (IMGC) seeks an experienced professional to oversee property verifications, valuations, and collateral reviews for enhanced risk control in lending.

You will liaison with lenders, valuers, and authorities to resolve discrepancies, monitor portfolios, and ensure compliance with local byelaws and building codes. This role requires strong analytical skills and a proactive approach to risk management.

Qualifications

• At least 6 years working experience with HFC / Bank in real estate verifications/valuations.
• Basic knowledge of mortgage lending viz. technical (valuations & building bye law compliance) & legal (mortgage creation / title documentation).

Responsibilities

• Identify, empanel, and handle external technical agency
• Manage property & project valuation (including periodic audit exercise)
• Do periodic or trigger-based review of technical agencies
• Monitor HPA, prepare and present detailed analysis of real estate on periodic basis
• Conduct collateral visits, if required, to resolve discrepancies raised in the valuation reports, control vendor quality and to advise on the collateral acceptance
• Liaison with lenders technical managers, their valuers, Government Bodies / Authorities, and other stakeholders
• Collateral portfolio Analysis works- including collateral portfolio monitoring, deviation analysis, rejection data analysis

Skills

Real estate verifications

Mortgage lending knowledge

Valuations & bye laws

Job description

Role & responsibilities

• Identify, empanel, and handle external technical agency
• Manage property & project valuation (including periodic audit exercise)
• Do periodic or trigger-based review of technical agencies
• Monitor HPA, prepare and present detailed analysis of real estate on periodic basis
• Conduct collateral visits, if required, to resolve discrepancies raised in the valuation reports, control vendor quality and to advise on the collateral acceptance
• Liaison with lenders technical managers, their valuers, Government Bodies / Authorities, and other stakeholders
• Collateral portfolio Analysis works- including collateral portfolio monitoring, deviation analysis, rejection data analysis

Create & timely update location / hub specific technical policy based on local byelaws & practices

Preferred candidate profile

• At least 6 years working experience with HFC / Bank in real estate verifications/valuations
• Basic knowledge of mortgage lending viz. technical (valuations & building bye law compliance) & legal (mortgage creation / title documentation)

Experience in risk mgmt.; policy, data interpretation and reporting would be an added advantage