Team Member - Treasury Mid Office

Piramal Finance; Mumbai; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Piramal Finance is seeking a treasury professional to manage liquidity through cash flow forecasting, ALCO deck preparation, and treasury MIS. The role requires collaboration with Treasury Front Office, Bank Office, Finance, and other internal stakeholders to ensure timely inputs for regulatory reporting and analysis.

The ideal candidate will have 4–8 years in Treasury Mid Office, ALM, or liquidity management, with experience in ALCO deck preparation and LCR reporting.

Qualifications

• MBA in Finance or equivalent master's degree required.
• 4–8 years in Treasury Mid Office, ALM, or liquidity management.
• Exposure to LCR, liquidity reporting, and stress testing preferred.
• Experience in NBFCs, banks, or financial services preferred.
• Strong Excel/data skills; familiarity with treasury systems is a plus.
• Ability to work independently with senior stakeholders under tight reporting timelines.

Responsibilities

• Prepare and own daily, weekly and monthly cash flow forecasts across business lines.
• End Use projections.
• Monitor cash flows vs forecasts and refine accuracy.
• Analyze idle bank balances and optimise negative carry.
• Prepare Short-Term Dynamic Liquidity reports for reporting.
• Prepare ALCO deck end-to-end and coordinate ALCO meetings.
• Support compliance monitoring for LCR and stress testing.
• Coordinate changes in benchmark rates with teams.
• Maintain treasury MIS, dashboards and reporting templates; automate reporting.
• Support ad hoc liquidity and treasury analysis as requested.

Skills

MBA in Finance

Masters in Finance

CMA

CS

Commerce graduate

Education

MBA in Finance

Masters in Finance

CMA/CS

Commerce graduate

Tools

Excel

Treasury systems

Automation tools

Job description

The incumbent will support by managing the liquidity for the organisation by owning cash flow forecasting, ALCO deck preparation, and treasury MIS. The individual will work closely with Treasury Front Office, Treasury Bank office, Finance and other internal stake holders to ensure accurate, timely inputs for cashflow projections, ALCO, regulatory reporting and analysis.

Key Responsibilities

• Prepare and own daily, weekly and monthly cash flow forecasts, including drawdown planning and daily liquidity positioning, consolidating information across business lines, disbursements, collections, borrowings and other cash flow related inputs.
• End Use projections
• Monitor actual cash flows against forecasts, analyse variances, and continuously refine forecasting accuracy.
• Analysis of idle bank balances and proactive steps in optimising negative carry.
• Preparation of Short-Term Dynamic Liquidity for reporting in line with cashflow projections
• Independently prepare the ALCO deck end-to-end including compliance with LRM framework to monitor all metrics required by regulation or internal policies. Co-ordination for conducting ALCO meetings. Ensure timely circulation, along with closing minutes of meeting and related compliances.
• Support compliance monitoring for Liquidity Coverage Ratio (LCR), Stress Testing in co-ordination with Risk, Contingency Funding Plan (CFP) and other key ALM parameters and flag early warning indicators for management attention.
• Co-ordination with various teams in respect to making effective any change in benchmark rates.
• Maintain and enhance treasury MIS, dashboards, and reporting templates; drive automation of cashflow and ALCO reporting processes.
• Support ad hoc liquidity and treasury analysis requested by the Treasury leadership team.

Essential Experience & Skills:

• MBA (Finance)/Masters in Finance/CMA/CS or Commerce graduate/post-graduate.
• 4 to 8 years of experience in Treasury Mid Office, ALM, Cashflow/Liquidity Management, or Treasury MIS.
• Prior exposure to ALCO deck preparation, LCR/liquidity reporting, and stress testing preferred.
• Experience in NBFCs, banks, or financial services strongly preferred.
• Strong Excel/data skills; exposure to treasury systems or automation tools is a plus.
• Ability to work independently with senior stakeholders under tight reporting timelines.

Piramal is an equal opportunity employer. Qualified applicants will be considered without regard to age, gender, marital status, sexual orientation, gender identity or expression, disability, or religion.