Product Manager – Treasury

Intellect Design Arena Ltd; Mumbai; Presencial; INR 1.500.000 - 2.000.000; Jornada completa

Descripción de la vacante

A leading fintech company in Mumbai is seeking a Product Manager to drive their Treasury and ALM suite, focusing on delivering innovative solutions in the UK, Europe, and Middle East markets. The ideal candidate will have a strong background in banking treasury and product management with 7-12 years of experience. This role offers a dynamic opportunity to build globally competitive fintech products from India, integrating local compliance with global standards and collaborating with diverse teams.

Formación

• 7–12 years of experience in banking treasury or product management.
• Prior experience with treasury platforms.
• Deep understanding of ALM, Liquidity, IRRBB, and behavioral finance.
• Familiarity with regulatory compliance in India.

Responsabilidades

• Define and evolve product vision and roadmap for ALM and Investments.
• Interact with global banks for product discovery and validation.
• Collaborate with cross-functional teams to drive product outcomes.
• Create detailed product collaterals and whitepapers.

Conocimientos

Banking treasury experience

Product management

Asset Liability Management (ALM)

SaaS-based banking product management

Cloud-native platforms

AI/ML analytics

Educación

FRM, CFA, CA, MBA (Finance)

Descripción del empleo

Direct message the job poster from Intellect Design Arena Ltd

Job Title: Product Manager – Treasury & ALM (Capital Cube)

Experience: 7–12 years

Function: Product Management – Treasury & Risk

Reports To: Head of Treasury Products

About Intellect Capital Cube

Capital Cube is Intellect Design Arena’s next-gen, integrated Treasury Management Platform serving global banks and financial institutions. With a strong footprint across 30+ countries, Capital Cube empowers banks to manage liquidity, investments, and market risks with agility and regulatory compliance.

About the Role

We are seeking an entrepreneurial and banking domain-savvy Product Manager to own and drive the Investments and ALM suite of Capital Cube, specifically focusing on delivering differentiated value for UK, Europe, and Middle East markets. The role is based in India and offers a high-growth track to build globally competitive fintech products from India.

Key Responsibilities

Define and evolve the product vision and roadmap for ALM (Liquidity, IRRBB, FTP) and Investments modules.

Anticipate regulatory and market shifts (Basel IV, EBA, ILAAP, PRA, IFRS9, SAMA) and translate them into features.

Identify white spaces for innovation and automation in traditional treasury operations.

Interact directly with global and regional banks in the UK, Europe, Middle East, and India for product discovery and validation.

Participate in pre-sales conversations and create customized value propositions for clients.

Work closely with relationship teams, client partners, and business architects.

Cross-Functional Leadership

Collaborate with Engineering, UX, QA, Implementation, and Support teams to drive quality product outcomes.

Translate market needs into clear functional specifications and wireframes.

Lead sprint planning, backlog grooming, UAT and go-to-market execution.

Track competitors like Murex, Finastra, Moody's, Adenza, Oracle, FIS, and Kyriba.

Build deep understanding of treasury products used in India (e.g., Finacle Treasury, TCS BaNCS, Infosys Edgeverve, SunGard) and how they compare globally.

Integrate India-specific regulatory compliance (RBI, SEBI, GIFT City, NBFC norms) into product considerations, while also meeting global standards.

Create detailed product collaterals, whitepapers, and demo scripts.

Participate in thought leadership webinars, client forums, and industry roundtables.

Represent the product at analyst briefings and industry conferences.

Must-Have Skills

• 7–12 years of experience in banking treasury or product management, preferably in ALM.
• Prior experience working with or competing against key treasury platforms.
• Experience in SaaS-based banking product management or Treasury consulting.
• Deep understanding of Asset Liability Management (ALM) including Liquidity, IRRBB, and behavioral finance.
• Deep understanding of Investment Boof of Records and Investment operations including primary/secondary market instruments, front-mid-backoffice functions.
• Exposure to treasury operations in banks/NBFCs in India is an added advantage.
• Solid grasp of Basel regulations, EBA/PRA guidelines, SAMA norms, RBI ALM/ILM circulars.
• Ability to interface with CXOs, CTOs, treasury heads, and IT/business stakeholders.
• Familiarity with Islamic Banking, Middle East liquidity structures, and structured investment products.
• Experience in building cloud-native platforms or microservices-based products.
• Certification such as FRM, CFA, CA, MBA (Finance) is preferred.
• Awareness of Treasury digitization initiatives in India (GIFT City IFSC, RBI FX platforms, fintech API integrations).
• Understanding of AI/ML-based ALM analytics and advanced scenario stress testing.

Hedge Accounting

Target Profiles From:

Product managers and business analysts in fintech firms.

Domain consultants in Big 4 / banking advisory teams.