Team Member - IT Application Support

Aditya Birla Insulators; Thane; On-site; INR 900,000 - 1,800,000; Full time

Job summary

Aditya Birla Capital Limited (NBFC) seeks a software developer to design and enhance across Loan Origination System (LOS), Loan Management System (LMS), BRE, interfaces, and API gateways for digital lending products (secured and unsecured).

The role emphasizes building stable, scalable apps while integrating with CKYC, bureaus, banking APIs, e-sign/estamp providers, payment gateways, accounting systems, collections platforms, and risk engines, collaborating with Product Owners, QA, DevOps, and

Qualifications

• 3-8 years of software development experience in BFSI/FinTech.
• Hands-on experience in Java, .NET, Python, SQL, APIs (REST/SOAP), microservices, and related tech.
• Strong debugging and performance tuning across app, database, and integration layers.

Responsibilities

• Analyze requirements and translate them into system design, technical specifications, and development tasks.
• Develop and enhance LOS/LMS modules, including workflows, validations, disbursement logic, schedules, charges, repayment and servicing features.
• Implement BRE configurations including eligibility rules, scorecards, risk rules, pricing rules, FOIR/DTI logic.
• Build and enhance REST APIs, SOAP services, adapters, interface layers, and third-party integrations.
• Write and optimize SQL queries, views, procedures, DB jobs, and ensure performance tuning.
• Conduct unit tests, SIT/UAT fixes, regression validations and support production deployment activities.
• Ensure compliance to secure coding standards, audit requirements and data security policies.
• Work closely with Product Owners, QA, DevOps, Database teams, Vendors, and Business to deliver releases.
• Participate in defect triage, impact analysis, RCA, and preventive improvement planning.
• Create and maintain technical documentation, code repositories, and version control practices.

Skills

Java

C#.NET

Python

SQL

REST/SOAP APIs

Microservices

Kafka/RabbitMQ

Git

CI/CD

Azure DevOps

BFSI/FinTech domain experience

Tools

Postman

JSON

XML

Job description

Job Summary

Organisation context:

Aditya Birla Capital Limited (NBFC) is among the Top 5 diversified nonbanking ficial services company in India based on AUM. ABC NBFC offers customized solutions in areas of personal fice, SME fice, SME fice, corporate fice, wealth management, debt capital markets and loan syndication. For the FY ended , ABC NBFC has a book size of 26, 351 Crores and net PAT of Crores with 6939 employees and 449 branches. During the last 3 years, the AUM PAT of ABC NBFC has grown at a CAGR of more than 31%, outpacing the growth rates of Top 7 Diversified NBFCs. As a result, ABC NBFC has moved 3 ranks to become 5th largest diversified NBFC in the last 3 years.

Job Context:

The role is responsible for designing and developing enhancements across Loan Origination (LOS), Loan Management (LMS), Business Rule Engines (BRE), Interfaces, and API gateways to support digital lending products (secured unsecured).

The developer must ensure stable, scalable application behavior while integrating with multiple internal/external systems such as CKYC, bureaus, banking APIs, esign/estamp providers, payment gateways, accounting systems, collections platforms, and risk engines.

Responsibilities

• Analyze functional requirements and translate them into system design, technical specifications, and development tasks.
• Develop and enhance modules in LOS/LMS, including workflows, validations, disbursement logic, schedules, charges, repayment, and servicing features.
• Implement BRE configurations including eligibility rules, scorecards, risk rules, pricing rules, FOIR/DTI logic, etc.
• Build and enhance REST APIs, SOAP services, adapters, interface layers, and thirdparty integrations.
• Write and optimize SQL queries, views, procedures, DB jobs, and ensure performance tuning.
• Conduct unit tests, SIT/UAT fixes, regression validations and support production deployment activities.
• Ensure compliance to secure coding standards, audit requirements and data security policies.
• Work closely with Product Owners, QA, DevOps, Database teams, Vendors, and Business to deliver releases.
• Participate in defect triage, impact analysis, RCA, and preventive improvement planning.
• Create and maintain technical documentation, code repositories, and version control practices.

Requirements Skills

• 3 8 years of experience in software development in BFSI/FinTech domain (preferred).
• Strong handson experience in:
  Java / .NET / Python
  SQL / PLSQL / TSQL
  APIs (REST/SOAP), Postman, JSON, XML
  Microservices, messaging queues (Kafka/RabbitMQ) (preferred)
  Git, CI/CD, Jenkins/Azure DevOps
• Knowledge of lending lifecycle (LOS BRE LMS Collections).
• Exposure to data structures, algorithms, error handling and code optimization.
• Strong debugging capability across application, database, and integration layers.

Major Challenges

• Ensuring high development quality under aggressive deadlines.
• Managing multiple integrations and handling upstream/downstream dependencies.
• Supporting complex loan journeys with compliance, audit and regulatory requirements.
• Maintaining a stable environment during continuous enhancements and partner integrations.
• Balancing speed and accuracy in multisprint releases.