Team Member-Balance Sheet Strategy & ALM

HDFC Bank Limited; Mumbai; On-site; INR 700,000 - 900,000; Full time

Job summary

HDFC Bank Limited is seeking a Team Member in Balance Sheet Strategy & ALM within the Finance unit. You will prepare and analyze bank-level data for regulatory submissions and ensure liquidity risk compliance.

The role involves PSL reporting, ALM and fiscal reporting tasks, and interaction with stakeholders across Operations, Treasury, and Compliance. Graduation in a relevant field is required; CA/MBA with ALM exposure is preferred.

Qualifications

• Qualified CA/MBA with Asset Liability Management exposure.
• 2–3 years of experience in daily liquidity reports (SLS, IRS, IRRBB).
• Familiarity with RBI guidelines and regulatory reporting requirements.

Responsibilities

• Liqudity reporting: month-end liquidity reports and regulatory returns.
• Monitor LCR movements and RBI compliance.
• Prepare SLS, IRR, and other regulatory reports.
• Support ALM reporting and divisional ALM/ALCO presentations.
• Coordinate data for audits and respond to queries.
• Assist in automating reporting processes.

Skills

CA / MBA

ALM

Liquidity reporting

IRS

IRRBB

LCR / NSFR

Surya Soft

Education

Graduation in a relevant field

Job description

Job Title

Team Member - Balance Sheet Strategy & ALM

Business Unit

Finance

Reporting To

Unit Head - Balance Sheet Strategy & ALM

Job Function and Role Type

Balance Sheet Strategy & ALM, Individual Contributor

Version No

1.0

Job Purpose

Prepare and analyze bank-level data for reporting and regulatory submissions. Ensure compliance with liquidity and interest rate risk requirements.

Key Responsibilities

PSL

• Liquidity Reporting; Prepare and analyze month-end liquidity reports and regulatory returns;
• Compute and monitor Liquidity Coverage Ratio (LCR) daily and monthly as per RBI guidelines;
• Identify and analyze LCR movements and incorporate amendments;
• Prepare quarterly disclosure reports for RBI submission;
• Regulatory Reporting; Prepare and submit SLS, IRR, and tranche reports;
• Provide data for audits and ensure timely responses to queries;
• Automate reporting processes to improve efficiency;
• ALM Reporting; Prepare and publish ALM reports, including divisional-level ALM and Monday reports;
• Reconcile financial files and prepare export credit and contract movement reports;
• Ensure accuracy and timeliness of ALCO reporting and presentations;
• PSL Reporting; Prepare divisional PSL sub-targets and related reports;
• Generate yearly PSL FIBAC reports and monthly FW_OD_PSL reports;
• Yield Reporting; Process yield files for India, Bahrain, HK, and GC; Incorporate financial adjustments and ensure data accuracy.

Education

Graduation in a relevant field.

Certifications

None specified.

Key Competencies

Banking product and process knowledge, planning and organizing, communication, attention to detail, regulatory compliance.

Major Stakeholders

Operations, Treasury, Market Risk, BIU, Audit, Compliance.

Required Skills

we are looking for a qualified CA/MBA with an experience in Asset Liability management. Should have 2to 3 yrs working knowledge of daily liquidity reports such as

• Structural liquidity statement(SLS)
• Interest rate sensitivity statement(IRS)
• Interest rate risk in banking book (IRRBB)
• Liquidity Coverage Ratio(LCR) and Net Stable Funding ratio(NSFR)

Working knowledge of Surya Soft systems in ALM will be an added advantage.