Team Lead Retail Assets Internal Audit

Hdfc Bank; Kolkata District, Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Hdfc Bank in India is seeking an Audit Lead to oversee audit execution, reporting, compliance and team development. You will allocate audit areas, review evidence, and ensure adherence to RBI guidelines.

The role requires strong domain knowledge of bank audits, proficiency in methodologies, analytical and communication skills, and leadership to manage auditors and meet deadlines.

Qualifications

• Domain knowledge of bank audit and retail assets audits.
• Proficiency in audit methodologies, techniques and standards.
• Strong analytical skills to analyse complex data, identify trends and assess control effectiveness.
• Strong written and verbal communication skills for audit reporting and discussions.
• Advanced knowledge of MS Word, MS Excel and PowerPoint.
• Leadership skills including people management and problem solving to lead auditors.
• Ability to manage multiple assignments, prioritise tasks and meet deadlines.

Responsibilities

• Audit execution across allocated areas as per RBI guidelines and internal policies.
• Prepare audit reports detailing findings, risks, recommendations and management action plans.
• Perform risk grading, finalization and closure discussions with senior management.
• Supervise and develop the team of auditors, ensuring quality and timely delivery.

Skills

Bank audit knowledge

Audit methodologies

Analytical skills

Communication skills

IT skills

Leadership

Time management

Job description

Audit execution

• Review pre-audit preparation and sampling.
• Allocation of audit areas to the auditors based on expertise and mandays available.
• Carry out audit of various areas / activities / departments as per the RBI guidelines / internal policies.

Audit reporting

• Prepare audit reports detailing findings, risks, recommendations, and Management action plans.
• Risk grading and opinion formation.
• Audit finalization, discussion, and closure (including visits to branches / units).
• Effectively communicate audit results to key stakeholders including Senior Management, highlighting areas of concern and opportunities for improvement.

Compliance

• Monitoring and follow up with auditee Management for audit issues resolution.
• Validate evidence submitted for closure of audit issues.

Team management

• Manage and supervise the team of auditors.

Key Skills

• Domain knowledge Knowledge of bank audit / Retail Assets audits
• Audit expertise – Proficiency in audit methodologies, techniques, and standards
• Analytical skills – Strong analytical skills to analyse complex data, identify trends and assess the effectiveness of controls.
• Communication skills – Strong written and verbal communication skills facilitating audit reporting, presentations and discussions.
• IT skills - Advanced knowledge of MS Word, MS Excel and Power Point is a must.
• Leadership skills – Leadership skills including people management & problem solving to lead the team of auditors.
• Time management - Ability to manage multiple assignments, prioritize tasks and meet deadlines.