Subject Matter Expert - KYC & Compliance

Keka Technologies Private Limited; Bengaluru; On-site; INR 1,500,000 - 2,300,000; Full time

Job summary

Keka Technologies Private Limited is seeking a Subject Matter Expert - KYC & Compliance to lead end-to-end due diligence and onboarding for investors, counterparties, and fund entities. The role requires strong KYC/AML expertise and meticulous record keeping.

You will review complex ownership structures, perform enhanced due diligence, and ensure regulatory documentation and ongoing compliance across multi-jurisdictional structures.

Qualifications

• 3–8 years of relevant KYC/AML/compliance experience.
• Bachelor's degree in Finance, Accounting, Commerce, or related field.
• Strong investigative and analytical skills with attention to detail.
• Experience reviewing corporate and investment-fund structures.
• Ability to manage multiple cases and meet SLAs.

Responsibilities

• Perform end-to-end KYC and AML due diligence for investors and funds.
• Review onboarding docs for completeness and validity.
• Perform Enhanced Due Diligence on high-risk entities.
• Maintain KYC records and trackers; remediation of gaps.
• Conduct sanctions, PEP, and adverse media screening.
• Coordinate with cross-functional teams for compliance.

Skills

KYC & AML knowledge

CDD/EDD

UBO identification

PEP screening

Sanctions screening

Adverse media

FATCA/CRS knowledge

Regulatory compliance

Analytical skills

Communication skills

Education

Bachelor's degree in Finance/Accounting/Commerce/Business Administration/Law

Tools

KYC/AML platforms

World-Check/Refinitiv

Dow Jones Risk & Compliance

LexisNexis

ComplyAdvantage

SharePoint

Excel

Power BI

Job description

Subject Matter Expert - KYC & Compliance

3-8 years

Full-Time

KYC / AML Onboarding

• Perform end-to-end KYC and AML due diligence for new investors, counterparties, and fund-related entities.
• Review investor onboarding documentation for completeness, accuracy, and validity.
• Identify and validate:
  • Legal entity name
  • Registered address
  • Incorporation details
  • Business activities
  • Ownership structure
  • Directors / authorized signatories
  • Ultimate Beneficial Owners (UBOs)
• Perform customer risk classification based on established policies.
• Identify missing or inconsistent information and initiate remediation.
• Maintain complete and accurate KYC records.
• Perform KYC reviews for PE funds, institutional investors, asset managers, corporates, family offices, and investment vehicles.
• Review complex ownership structures involving multiple jurisdictions.
• Understand client-specific KYC requirements and documentation standards.

Enhanced Due Diligence (EDD)

• Perform Enhanced Due Diligence on higher-risk investors and entities.
• Conduct detailed reviews of:
  • Complex ownership structures
  • UBOs
  • Source of Wealth
  • Source of Funds
  • Business activities
  • Geographic exposure
  • Adverse media
• Prepare EDD summaries and supporting documentation.
• Escalate potential risk indicators in accordance with established procedures.
• Perform screening against applicable:
  • Sanctions lists
  • PEP databases
  • Adverse media
  • Watchlists
  • Regulatory and enforcement databases
• Investigate potential name matches and document disposition of alerts.
• Conduct customer risk assessments and periodic risk reviews.
• Escalate potential sanctions, PEP, adverse media, or AML concerns to appropriate compliance teams.

Periodic Review & KYC Remediation

• Conduct periodic KYC reviews based on investor/entity risk classification.
• Track upcoming KYC refresh requirements and ensure completion within SLA.
• Perform remediation of outdated or incomplete KYC records.
• Follow up with investors, relationship teams, and internal stakeholders for missing documents.
• Maintain KYC trackers and ensure timely closure of outstanding items.

Beneficial Ownership Analysis

• Analyze complex ownership structures to identify UBOs and controlling persons.
• Review corporate structures, holding companies, trusts, partnerships, funds, and SPVs.
• Prepare ownership charts and supporting analysis where required.
• Validate ownership information against reliable corporate and regulatory sources.
• Apply applicable beneficial ownership thresholds according to client and regulatory requirements.

Regulatory & Tax Documentation

• Review and maintain relevant investor documentation, including:
  • W-8BEN
  • W-8BEN-E
  • W-8IMY
  • W-9
  • FATCA documentation
  • CRS self-certifications
  • AML/KYC declarations
  • Entity classification documents
• Support FATCA and CRS compliance processes.
• Identify discrepancies between KYC information and tax documentation.
• Coordinate with Tax and Investor Services teams for resolution.

Compliance Monitoring & Reporting

• Maintain compliance trackers, dashboards, and management reports.
• Monitor KYC completion, pending documentation, remediation status, and overdue reviews.
• Prepare periodic MIS and management reports.
• Track compliance exceptions and escalations.
• Support internal and external audits.
• Ensure appropriate documentation and audit trails are maintained.

Client & Stakeholder Management

• Act as a point of contact for KYC-related queries from clients and internal teams.
• Coordinate with:
  • Investor Services
  • Fund Accounting
  • Legal
  • Tax
  • Compliance
  • Relationship Management
  • Fund Administration teams
• Communicate outstanding KYC requirements clearly and professionally.
• Manage escalations and ensure timely resolution within agreed SLAs.

Candidates should be comfortable working with multi-jurisdictional structures and documentation and coordinating with international stakeholders.

Systems / Tools

Experience with one or more of the following is preferred:

• KYC / AML platforms
• World-Check / Refinitiv
• Dow Jones Risk & Compliance
• LexisNexis
• ComplyAdvantage
• SharePoint / workflow platforms
• Microsoft Excel / Advanced Excel
• Power BI or other reporting tools

Required Qualifications

• Bachelor's degree in Finance, Accounting, Commerce, Business Administration, Law, or related discipline.
• 3-8 years of relevant KYC / AML / Compliance / Client Onboarding experience.
• Strong understanding of:
  • KYC
  • AML
  • CDD
  • EDD
  • UBO identification
  • PEP screening
  • Sanctions screening
  • Adverse media
  • FATCA
  • CRS
• Experience reviewing corporate and investment-fund structures.
• Strong analytical and investigative skills.
• Excellent attention to detail.
• Strong written and verbal communication skills.
• Ability to manage multiple cases and meet defined SLAs.

Preferred Qualifications

• Experience in Private Equity / Alternative Investments / Fund Administration.
• Experience with complex multi-layer ownership structures.
• Experience with institutional investors and investment funds.
• CAMS, ICA, ACAMS, CFE, or other relevant compliance certification is an advantage.
• Experience working with global clients and offshore/onshore delivery models.