Team lead - International banking (KYB/KYC) Immediate joiners only

TP; Chennai District; On-site; INR 1,200,000 - 2,100,000; Full time

Job summary

TP is seeking an experienced Team Lead to manage KYC/KYB operations within the International Banking domain. You will lead a team handling customer onboarding, reviews, and due diligence, while ensuring regulatory compliance and high-quality outputs.

The role requires strong leadership, AML/KYC expertise, and the ability to navigate complex CDD/EDD processes across multiple jurisdictions.

Qualifications

• 5-8+ years in KYC/KYB, AML or Financial Crime Compliance, with team leadership.
• Experience in international banking operations and client onboarding.
• Strong knowledge of AML/KYC/KYB regulations and regulatory expectations.

Responsibilities

• Lead, mentor, and manage a team of KYC/KYB Analysts.
• Oversee onboarding, remediation, and periodic reviews for clients.
• Validate CDD/EDD and risk assessments, ensure accuracy of documentation.
• Ensure sanctions, PEP, adverse media checks, and watchlist screening.
• Drive quality, procedures, and process improvements; deliver dashboards.
• Collaborate with Compliance, Risk, and Client Onboarding teams; escalation point.

Skills

Leadership

Regulatory compliance

Risk assessment

Stakeholder management

Analytical skills

Communication skills

Quality assurance

Banking systems proficiency

Tools

Banking screening systems

Job description

We are seeking an experienced Team Lead to manage KYC (Know Your Customer) and KYB (Know Your Business) operations within the International Banking domain. The ideal candidate will lead a team responsible for customer onboarding, periodic reviews, enhanced due diligence, and regulatory compliance. The role requires strong leadership skills, in-depth knowledge of AML regulations, and expertise in managing complex individual and corporate customer due diligence processes.

Role & responsibilities

Team Management

• Lead, mentor, and manage a team of KYC/KYB Analysts.
• Conduct performance reviews and provide regular coaching and feedback.
• Ensure adherence to operational procedures, SLAs, and quality standards.
• Manage team capacity, workload distribution, and productivity targets.

KYC/KYB Operations

• Review and approve KYC/KYB profiles for Individual, Corporate, SME, and Institutional clients.
• Oversee customer onboarding, remediation, and periodic review processes.
• Validate Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Risk Assessments.
• Review customer documentation, ownership structures, UBO verification, and source of funds/wealth assessments.
• Ensure accurate screening against sanctions, PEP, adverse media, and watch lists.

Compliance & Risk Management

• Ensure compliance with AML, KYC, KYB, FATCA, CRS, and global regulatory requirements.
• Identify and elevate suspicious activities, compliance concerns, and operational risks.
• Support internal audits, regulatory reviews, and compliance examinations.
• Maintain awareness of changing regulatory requirements across international jurisdictions.

Quality & Process Improvement

• Conduct quality reviews and audits of team outputs.
• Analyze operational metrics and drive continuous improvement initiatives.
• Implement process enhancements to improve efficiency and reduce operational risk.
• Prepare and present management reports, dashboards, and performance metrics.

Stakeholder Management

• Collaborate with Compliance, Risk, Relationship Managers, and Client Onboarding teams.
• Act as the primary escalation point for complex KYC/KYB cases.
• Participate in governance meetings and regulatory discussions.

Preferred Certifications

• CAMS (Certified Anti-Money Laundering Specialist)
• ICA Certification in KYC/AML
• ACAMS Certification
• Other Financial Crime Compliance certifications

Desired Skills

• Leadership and people management
• Regulatory compliance expertise
• Risk assessment and decision-making
• Stakeholder management
• Excellent analytical and investigative skills
• Strong communication and presentation skills
• Quality assurance and process improvement
• Proficiency in banking and screening systems

Key Performance Indicators (KPIs)

• SLA adherence and productivity targets
• Quality and accuracy scores
• Regulatory compliance adherence
• Customer onboarding turnaround time
• Team engagement and performance metrics
• Audit and compliance review outcomes

Experience Required

• 5-8+ years in KYC/KYB, AML, Financial Crime Compliance, or International Banking Operations with prior team leadership experience.