STATE CREDIT MANAGER

Muthoot Fincorp; Vizianagaram; On-site; INR 600,000 - 900,000; Full time

Job summary

Muthoot Fincorp Ltd. Vizianagaram is seeking an experienced professional to oversee the credit underwriting process across the state, ensuring adherence to policies and timely decision-making.

The role involves portfolio management, quality reviews, and training programs for underwriting staff, with strong coordination with collections, sales, central operations, and audit teams to mitigate delinquencies and optimize controls.

Responsibilities

• Manage over all Credit Underwriting process for the respective State or Multiple States .
• Portfolio Management , Quality Review on periodical basis.
• Initiate Training Program on Programs, underwriting skills , customer level. analysis
• Co ordination with Collection and Sales Team for Delinquency Management .
• Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied.
• Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.
• Manager third Party Vendors , verification agencies for various types of verification.

Job description

• Manage over all Credit Underwriting process for the respective State or Multiple States .
• Portfolio Management , Quality Review on periodical basis.
• Initiate Training Program on Programs, underwriting skills , customer level. analysis
  • Co ordination with Collection and Sales Team for Delinquency Management .
  • Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied.
  • Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.
  • Manager third Party Vendors , verification agencies for various types of verification.