Manager, Credit Management

Schneider Electric; Mumbai; Hybride; INR 1 500 000 - 2 700 000; Plein temps

Résumé du poste

Schneider Electric in Mumbai seeks a Manager - Credit Management to oversee credit control activities under the India Credit Policy. You will evaluate new customer set-ups, coordinate with central insurance teams, and manage credit risk, blocking/unblocking orders, and DSO targets across regions.

The role requires strong AR oversight, disputes handling, and timely MIS reporting to support business finance decisions.

Qualifications

• Experience implementing India Credit Policy and DOA.
• Coordinate with central team for insurance coverage.
• Evaluate credit proposals with exposure, OD aging and risk.
• Manage credit blocking/unblocking and write-offs per business needs.
• Regularly review AR health and provide MIS inputs.

Responsabilités

• Review receivables with business to ensure AR health.
• Track regional debtors for collectable/non-collectable/disputed debts and ensure timely collection.
• Act as focal point for disputes and provisioning for prudent AR reporting.
• Update AR management tools and coordinate with internal teams for settlements.
• Present monthly credit performance to regional leadership and conduct Operational Credit Committee meetings.
• Assist in enrolment of channel finance and support day-to-day operations.

Connaissances

Credit management

Risk assessment

AR collection

Credit policy adherence

Description du poste

Manager - Credit Management

Performing the role of Credit Managers and carrying out the responsibilities in conformity with the India Credit Policy & Chart of Authority

• Proposing new customer set-up after doing due diligence of the documents required for the customer creation .
• Coordinating with Central Team at Gurugram for getting adequate Insurance Coverage.
• Validating all Credit proposals wrt the current credit exposure, OD Aging and do a fair assessment of Credit Risk and send in the recommendations for Credit approvals as per the DOA.
• Responsible for managing credit blocking & Unblocking orders and CL recommendations based on the business needs after evaluating credit risks associated with such recommendation.
• Facilitate business to achieve DSO & OD targes
• Provide regular input/ support to central credit insurance management team
• Help team in providing necessary details/ documents for audit

Periodic review of receivables with business to ensure good AR Health.

• Responsible for the review of Regional debtors with business wrt Collectable, Non-collectable, disputed debts and ensuring timely collection to meet Monthly Coltn & DSO Target.
• Act as a focal point for tracking the disputes and submitting provision data to ensure prudent reporting of AR Health.
• Updation of AR management Tool
• Coordinating with internal teams for timely settlement of all claims/disputes etc
• Propose for write offs of non-collectable aligning with business and business finance

Assisting business in managing the day to day operations smoothly.

• Providing Monthly MIS to business on Overall Credit Performance for the region.
• Ccnducting Monthly Operational Credit Committee Meetings for the Region to give Credit Overview to the Regional Head, Business Controller and other regional business leaders.
• Connect digitally or visit customers for understanding their challenges related to AR & collections, suggest mitigation plans, help them in resolving pending issues to facilitate faster collections
• Help customers in enrolment and smooth functioning of channel finance