Staff Product Manager – Digital Assets

Nium; Mumbai; Hybrid; INR 3,500,000 - 6,000,000; Full time

Benefits offered by this job

Hybrid work model

Performance bonuses

Equity for specific roles

Learning stipend

Job summary

Nium moves billions in cross-border payments and is expanding into digital assets, stablecoins, and on/off-ramps. This role leads product design for stablecoin-funded cards and digital wallets, focusing on compliance, interoperability, and a seamless customer experience.

You will work across fintech, banks, and enterprise platforms, shaping multi-currency wallet features, fiat-stablecoin settlement, and regulatory-aligned product specs in a high-ambition, hybrid-work environment.

Qualifications

• 7+ years in product management in fintech, crypto infra, or payments.
• Experience shipping a digital asset product in production (stablecoin wallet, crypto card, or on/off-ramp).
• Strong payments foundation including cross-border flows, FX, wallets, and settlement mechanics.
• Regulatory fluency with MiCA, travel rule, VASP and FinCEN MSB requirements.
• Experience working with custodians, blockchain infrastructure, or card networks.

Responsibilities

• Own stablecoin-funded card products — physical and virtual cards funded from or settled in stablecoins.
• Build digital asset support into multi-currency wallet — hold, convert, and send stablecoins alongside fiat.
• Design and ship fiat<->digital on/off-ramp flows and settlement timing and logic.
• Drive stablecoin-based cross-border settlement with payins and payouts.
• Evaluate and integrate custodians, exchanges, and blockchain infrastructure; set integration requirements.

Skills

Product management

Payments

Crypto/Blockchain familiarity

Regulatory knowledge

Cross-functional collaboration

Job description

Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.

Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.

It is an incredible time to join us, and we are only just getting started.

Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.

In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.

About The Role

Nium moves billions in payments every month for some of the world’s most demanding companies — banks, fintechs, and enterprise platforms operating across 100+ countries. We built that on fiat rails. The next layer is digital currency: stablecoins, on/off-ramps, and card products that let customers spend, settle, and move value in USDC as naturally as they do in dollars or euros.

Responsibilities

• Own stablecoin-funded card products — physical and virtual cards funded from or settled in stablecoins (USDC and equivalents). Define the product, get it through compliance, ship it
• Build digital asset support into Nium’s multi-currency wallet — hold, convert, and send stablecoins alongside fiat currencies. This is a wallet extension, not a new product line
• Design and ship on/off-ramp flows — fiat-to-digital and digital-to-fiat conversion, including rate logic, settlement timing, and failure handling. Own the full customer experience
• Drive stablecoin-based cross-border settlement — payin and payout flows that clear on digital rails. Work with network and settlement teams to make these production-grade
• Evaluate and integrate custodians, exchanges, and blockchain infrastructure — as infrastructure decisions with integration timelines and SLAs, not as partnership strategy
• Own compliance product design for digital assets — MiCA, VASP frameworks, travel rule, FinCEN requirements. These get built into the product spec, not handed off to legal

Requirements

• 7+ years in product management. Fintech, crypto infrastructure, or payments required
• You’ve shipped at least one digital asset product in production — a stablecoin wallet, a crypto card, an on/off-ramp, or a digital settlement rail. Not a prototype. Not a strategy deck
• Strong payments foundation — cross-border flows, FX, wallets, settlement mechanics. Digital assets are an extension of this, not a departure from it
• Regulatory fluency as a product skill — you know what MiCA, travel rule, VASP registration, and FinCEN MSB requirements mean for your spec, your launch sequence, and your go/no-go decisions
• Experience working with custodians, blockchain infrastructure, or card networks — enough to evaluate integration tradeoffs and write requirements that engineering can build against
• Comfortable operating in high-ambiguity, high-compliance environments — you know when to move and when to wait for legal sign-off

How We’ll Measure Success

• Volume settled on digital rails (stablecoin payins + payouts) — tracked quarterly against target
• Card activation rate and spend volume for stablecoin-funded card products
• On/off-ramp conversion rate and time-to-settlement
• Time-to-integration for new custodian or blockchain network partners
• Regulatory coverage: number of markets with compliant, live digital asset product

What We Offer At Nium

• We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
• We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).
• We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
• We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
• We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations.

As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.