Sr Rating Analyst - Financial Sector (Domestic Ratings)

Crisil; Mumbai; On-site; INR 800,000 - 1,400,000; Full time

Job summary

Crisil is seeking a Credit Analyst to analyse financial performance, benchmark against peers, and project future outcomes for large finance sector clients. You will perform rigorous credit risk analysis, assign ratings with clear rationale, and present findings to the Rating Committee.

The role requires timely delivery and high-quality analytics, with strong client and stakeholder management. You will engage with corporates to understand their strategy and business model, and you will

Responsibilities

• Analyse a company's financial performance and benchmark against peers.
• Project future performance and conduct rigorous credit risk analysis across the finance sector.
• Assign ratings and prepare reports capturing the rationale behind the rating.
• Make credit rating recommendations to the Rating Committee.
• Ensure adherence to timelines and maintain high-quality analytics for rating committee presentations.
• Manage client and stakeholder relationships; discuss with key management to understand strategy and business model.
• Communicate final ratings to clients.

Job description

• Analyse Company s financial performance which include;
• Past financial and business performance & Benchmark these against peers
• performance.
• Project future performance of the company
• Undertake rigorous credit risk analysis encompassing industry / business
• research and financial analysis of various large Finance Sector Clients.
• Assign Ratings and prepare reports that cogently capture the rationale
• behind the rating.
• Make credit rating recommendation to the Rating Committee.
• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Client Management / Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated
• to understand their strategy and business model
• Communicate the final Rating to the client