Senior Rating Analyst - Financial Sector

Crisil; Mumbai; On-site; INR 1,000,000 - 1,800,000; Full time

Job summary

Crisil is seeking a skilled credit analyst to evaluate financial performance, benchmark against peers, and project future performance for large Finance Sector clients. The role includes rigorous credit risk analysis, rating assignments, and presenting findings to the Rating Committee.

You will manage client relations and coordinate with management teams to understand strategy and business models, communicating ratings upon completion.

Responsibilities

• Analyse Company’s financial performance including past financial and business performance and benchmark these against peers.
• Project future performance of the company.
• Undertake rigorous credit risk analysis encompassing industry/business research and financial analysis of various large Finance Sector Clients.
• Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
• Make credit rating recommendation to the Rating Committee.
• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Client Management / Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model.
• Communicate the final Rating to the client.

Job description

• Analyse Company’s financial performance which include;
• Past financial and business performance & Benchmark these against peers
• performance.
• Project future performance of the company
• Undertake rigorous credit risk analysis encompassing industry / business
• research and financial analysis of various large Finance Sector Clients.
• Assign Ratings and prepare reports that cogently capture the rationale
• behind the rating.
• Make credit rating recommendation to the Rating Committee.
• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Client Management / Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated
• to understand their strategy and business model
• Communicate the final Rating to the client