Sr Product Manager

PayPal; Bengaluru; On-site; INR 2,000,000 - 3,500,000; Full time

Job summary

PayPal in Bengaluru is seeking a Product Manager to define and own the strategy for Payments and Payouts Platform, including card acquiring and bank payment processing. You will balance customer needs, business value, and technical dependencies, while collaborating with engineering, risk, and compliance to build scalable capabilities.

The role requires 3+ years in product management with a focus on payments, strong data-driven decision making, and a track record of delivering end-to-end product

Qualifications

• 3+ years relevant Product Management experience in Payments or Card acquiring.
• Ability to translate customer and stakeholder requirements into actionable product requirements and acceptance criteria.
• Strong analytical skills with ability to derive insights from data and market research.

Responsibilities

• Define and own the product strategy and roadmap for Payments and Payouts Platform.
• Lead end-to-end product development from discovery through delivery and launch.
• Collaborate with engineering, risk, operations, and compliance to ensure scalability and launch readiness.
• Gather customer insights and translate them into product requirements and workflows.

Skills

Product management

Data-driven

Stakeholder management

Sprint planning

Decision making

Education

Bachelor's degree

Job description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary

This job focuses to define and own the product strategy and roadmap for Payments and Payouts Platform including, card acquiring, bank payment processing, and payouts, balancing customer needs, business value, and technical dependencies. Gathering customer experience insights to inform product requirements and analyzing research, market data, and usability studies for data-driven decision-making. Own payment lifecycle requirements, including processing, settlement, reconciliation, payouts, and exception handling. Collaborate with business teams, engineering, architects, operations, risk, and compliance to build scalable capabilities and ensure launch readiness.

Job Description

Essential Responsibilities

• Uses data to build insights on product or platform requirements consistent with the shared vision for the product.
• Gathers insights from the customer experience and customer needs to input to product requirements
• Analyzes research, market analysis and usability studies, research and market analysis to support data-driven decision making
• Monitors product profitability measures, including budget.
• Lead sprint planning, daily standups and retrospectives to drive execution. Interfaces with product and technology leadership as needed.
• Partners with content developers, data scientists, product designers and user experience researchers to identify new opportunities.

Minimum Qualifications

3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications

Must-Have

• Must have atleast 3+years of relevant Product Management experience into Payments/Card Acquiring
• Define and own the product strategy and roadmap for Payments and Payouts Platform including, card acquiring, bank payment processing, and payouts, balancing customer needs, business value, and technical dependencies.
• Gather customer and stakeholder requirements and translate them into actionable product requirements, workflows, and acceptance criteria.
• Lead end-to-end product development, from discovery and solution design through delivery, launch, and continuous improvement.
• Collaborate with business teams, engineering, architects, operations, risk, and compliance to build scalable capabilities and ensure launch readiness.
• Own payment lifecycle requirements, including processing, settlement, reconciliation, payouts, and exception handling.
• Resolve customer issues, processing challenges, and delivery blockers through hands‑on problem solving and root‑cause analysis.
• Maintain stakeholder alignment, define success metrics, and remain accountable for product delivery and outcomes.