Sr. BA - Lending

Tech Mahindra; Navi Mumbai; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Tech Mahindra in Navi Mumbai is seeking a Senior Business Analyst with 8–12 years of experience in banking to drive business analysis efforts across NBFCs and financial services. You will lead domain-specific initiatives, manage stakeholders, and work in an Agile environment to deliver risk, regulatory, and collections projects.

The role emphasizes strong SQL skills, data validation, MIS structuring, and data modeling, with office-based work and Saturday schedules.

Qualifications

• Bachelor's degree required; MBA/advanced degree preferred.
• 8–12 years of Business Analysis experience in banking, NBFCs, or financial services.
• Strong domain expertise in stressed/NPA asset lifecycle, collections strategies & legal proceedings (SARFAESI, DRT, OTS, restructuring).
• Hands-on experience with enterprise workflow tools, case management platforms, or risk systems.
• Strong analytical skills; ability to work with SQL, data validation, reconciliation, and MIS structuring.
• Exceptional communication, documentation, and stakeholder management abilities.
• Experience in Agile/Scrum delivery environments.
• Experience leading a team of BAs planning, work allocation and tracking.
• Knowledge of data model design.

Skills

SQL

Data validation

MIS reporting

Stakeholder management

Agile/Scrum

Team leadership

Data modeling

Banking domain

Communication

Education

B.E./B.Tech./MCA

Tools

Workflow tools

Case management

Risk systems

Job description

Experience: 8-12 years

Education Qualification: B.E. or B.Tech or MCA only

Location: Navi Mumbai

Work Model: Complete work from office including 1st/3rd/5th Saturday

Domain: Banking

Notice Period: Immediate to 30 days

Required Skills & Qualifications

• Bachelors degree required; MBA/advanced degree preferred.
• 812 years of Business Analysis experience in banking, NBFCs, or financial services.
• Strong domain expertise in:
  • Stressed/NPA asset lifecycle
  • Collections strategies & legal proceedings (SARFAESI, DRT, OTS, restructuring)
  • Credit risk and regulatory guidelines
• Hands-on experience with enterprise workflow tools, case management platforms, or risk systems.
• Strong analytical skills; ability to work with SQL, data validation, reconciliation, and MIS structuring.
• Exceptional communication, documentation, and stakeholder management abilities.
• Demonstrated experience working in Agile/Scrum delivery environments.
• Experience leading a team of BAs planning, work allocation and tracking.
• Knowledge of data model design

Nice to Have

• Experience with digital collections technologies, EWS frameworks, and AI/ML-driven risk models.
• Exposure to integration-heavy projects across core banking systems, LMS, and legal platforms.
• Experience leading multi-location or enterprise-scale program deliveries