Sr. Analyst Credit Admin

Societe Generale Global Solution Centre; Bengaluru; On-site; INR 600,000 - 800,000; Full time

Job summary

A leading financial services provider in Bengaluru is seeking a Sr. Analyst Credit Admin. The role involves credit portfolio analysis, data quality management, and collaborating with various financial teams. Candidates should have over 4 years of experience in credit administration and proficiency in tools such as MS Office and Power BI. Strong communication and analytical skills are critical for success in this position, offering an entry-level opportunity to contribute to significant financial operations.

Qualifications

• Proficiency in data analysis and reporting tools.
• Experience with financial products, banking, and lending terminology.

Responsibilities

• Assist in credit portfolio analysis and data quality management.
• Perform prescreening and post-trade monitoring.
• Prepare and monitor key performance indicator reports.

Skills

Communication skills

Time management

Attention to detail

Ability to multi-task

Strong analytical skills

Education

4+ years experience in Credit Administration

Tools

MS Office

Advanced MS Excel

Power BI

Job description

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MAIN ACCOUNTABILITIES

• Assisting in upgrading the internal data quality management for the NBFI portfolio, primarily funds, by remediation of internal groupings and setups, classification while liaising with data management and onboarding teams.
• Assisting in fund segmentation, new combinations, matrix update, liaising with CPM, Risk, Data management and onboarding teams; performing permanent supervision.
• Assist Credit analyst in CPM to improve data quality for Auto‑limits, NAV flows, loss of ratings, etc., liaising with different business lines.
• Assist in preparation of the credit portfolio analysis in the framework of global annual reviews, coordinated with the CPM FAI teams worldwide.
• Perform prescreening / portfolio‑level review of material credit matters as seen through risk metrics.
• Assist in the post‑trade monitoring process for various reports, including overshoot monitoring, stress testing, NAV monitoring, etc.
• Assist CPM/FAI analysts in the region with the processing of credit applications.
• Regularly update the monthly workflow and collect information from analysts / front office / RMs to ensure timely closure of files.
• Liaise with business lines to determine trading needs for the year and notify/report post‑approvals from credit teams.
• Enter credit requests from deal flow and information in our various systems.
• Prepare reports for portfolio monitoring: limit overshoots, Auto‑limit, limit loss, MI reports on funds, permanent supervision reports, deck preparation, obligor risk rating dashboard, annual review deadlines, region/sector exposure, covenant compliance, Watch List triggers, etc.
• Provide the necessary support to onshore and offshore teams to ensure smooth operation within CPM.
• Source information from various internal and external systems/tools as requested by CPM analysts, follow up on actions to be performed by the credit teams.
• Ensure compliance with all applicable regulatory requirements, global standards and industry best practices.
• Serve as backup for the tasks assigned to the ISD team.
• Prepare KPI reports and assist with reporting tasks.

COMPETENCIES

• Ability to organize time and manage deliverables to deadlines under pressure.
• Ability to identify and accommodate shifting priorities with little notice.
• Acquire ability to complete work with minimal or no supervision.
• Strong communication skills and ability to interact with banking professionals at all levels.
• Quick learner with ability to multi‑task while paying attention to details.
• Ability to learn and utilize SG systems.
• Ability to investigate, research, synthesize data and make appropriate conclusions.

TECHNICAL SKILLS

• Good understanding of lending terminology, commercial & investment banking products, derivatives and legal documentation.
• Good knowledge of finance and accounting fundamentals.
• Proficiency using MS Office for data and reporting requirements.
• Experience in advanced MS Excel, Power Pivot, Power Query, data querying, macros, VBA.
• Experience in developing macros, VBA code writing, troubleshooting – an advantage.
• Experience in data analysis, data cleaning, dashboard reporting and other reporting tools (e.g., Power BI) preferred.
• Experience in Credit Administration / Middle Office functions is an advantage.
• Knowledge of third‑party information sources such as Bloomberg, S&P, SNL, etc.
• Ability to learn and utilize SG systems.

PRIOR WORK EXPERIENCE

• Relevant experience in a large international bank or similar financial services organisation.
• Senior Analyst – Credit Admin (4+ years of relevant experience).
• Knowledge or previous experience on funds.

We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

DIVERSITY AND INCLUSION

Societe Generale is an equal opportunities employer and we are proud to make diversity a strength for our company. We recognise and promote all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

JOB DETAILS

• Seniority level: Entry level
• Employment type: Full‑time
• Job function: Accounting / Auditing and Finance
• Industries: IT Services and IT Consulting

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