Specialist, Credit Services II

BNY; Pune District; On-site; INR 900,000 - 1,500,000; Full time

Job summary

BNY in Pune is seeking Specialist, Credit Services II to join the First Line Credit - Markets team. You will analyze credit across industries and support underwriting and ongoing credit relationships.

You will assist with counterparty risk, market risk, and portfolio monitoring, and contribute to governance and reporting. The role emphasizes automation using SQL, Python and Excel to improve processes.

Qualifications

• Bachelor's degree or equivalent required.
• 3-5 years of work experience in Capital Markets or Risk Domain preferred.
• Strong knowledge of financial products and risk drivers.
• Skilled at innovation and automations.
• Knowledge of Counterparty Credit Risk, Liquidity Risk assessment; understanding of Markets products.

Responsibilities

• Credit Analysis & Underwriting: Perform credit analysis across industries, sectors, and counterparties; support underwriting of credit transactions and ongoing management of credit relationships under guidance.
• Counterparty & Market Credit Risk: Assist with counterparty credit risk assessments, including borrower re-ratings, transaction reviews, and support for Market Risk and Intraday Credit Risk activities.
• Portfolio Performance Monitoring: Conduct portfolio performance assessments through analysis of NAV data, financial statements, and periodic financial reports to identify trends and emerging risks.
• Credit Administration & Governance: Support credit reviews and submissions, preparation of credit proposals and financial spreads, and audit proposals to ensure compliance with internal credit policies and approval standards.
• Reporting & Operational Support: Assist with ad hoc and standard credit risk reporting, data quality checks, and operational credit risk activities across Credit Analysis, Portfolio Management, Country Risk, or Credit Administration teams.
• Technical, Automation & Product Exposure: Apply SQL, Python, and Excel-based automation to improve credit processes and reporting; gain exposure to Prime Brokerage, Repo, and other client-facing market risk products while supporting process efficiency initiatives.

Skills

Credit Analysis

Credit Risk

Portfolio Monitoring

Credit Administration

Reporting

SQL

Python

Excel

Education

Bachelor's degree

Tools

SQL

Python

Excel

Job description

Specialist, Credit Services II

Were seeking a future team member for the role of Specialist, Credit Services II to join our First Line Credit - Markets team. This role is located in Pune.

In this role, you’ll make an impact in the following ways:

• Credit Analysis & Underwriting: Perform credit analysis across industries, sectors, and counterparties; support underwriting of credit transactions and ongoing management of credit relationships under guidance.
• Counterparty & Market Credit Risk: Assist with counterparty credit risk assessments, including borrower re-ratings, transaction reviews, and support for Market Risk and Intraday Credit Risk activities.
• Portfolio Performance Monitoring: Conduct portfolio performance assessments through analysis of NAV data, financial statements, and periodic financial reports to identify trends and emerging risks.
• Credit Administration & Governance: Support credit reviews and submissions, preparation of credit proposals and financial spreads, and audit proposals to ensure compliance with internal credit policies and approval standards.
• Reporting & Operational Support: Assist with ad hoc and standard credit risk reporting, data quality checks, and operational credit risk activities across Credit Analysis, Portfolio Management, Country Risk, or Credit Administration teams.
• Technical, Automation & Product Exposure: Apply SQL, Python, and Excel-based automation to improve credit processes and reporting; gain exposure to Prime Brokerage, Repo, and other client-facing market risk products while supporting process efficiency initiatives.

To be successful in this role, we’re seeking the following:

• Bachelor's degree or the equivalent combination of education and experience is required.
• 3-5 years of work experience in Capital Markets or Risk Domain preferred.
• Strong knowledge of financial products and an understanding of the associated risk drivers.
• Skilled at innovation and automations.
• Knowledge of Counterparty Credit Risk, Liquidity Risk assessment is must. Should have good understanding of all Markets products.