Credit Initiation Specialist 4

Citibank (Switzerland) AG; Pune District; Hybrid; Confidential; Full time

Job summary

Citibank (Switzerland) AG is hiring for a Credit Initiation Specialist in Pune. This entry-level role supports assessing credit viability for individuals and institutions while coordinating with Operations.

You will help apply credit authority limits, back diverse products, and maintain compliance with internal policies and external regulations. The position requires attention to detail, strong written and verbal communication, and the ability to work with cross-functional teams in a hybrid work

Qualifications

• Attention to detail and task accuracy.
• Clear and concise written and verbal communication is required.
• Must pass local policy requirements to analyze credit viability.

Responsibilities

• Apply a higher credit authority limit; limits may vary by country.
• Support a range of products/services with limited supervision.
• Demonstrate technical/administrative expertise and collaborate with unit/other teams.
• Assess risk in business decisions and ensure compliance with laws and Citigroup policies.

Skills

Attention to detail

Verbal communication

Written communication

Education

High School diploma or equivalent

Job description

## Credit Initiation Specialist 4Apply: Hybrid: Pune Maharashtra India: Full time: Posted Today: End Date: September 30, 2026 (7 days left to apply): 26996223The Credit Initiation Specialist 4 is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk. **Responsibilities:*** Apply a higher credit authority limit, credit limits may vary depending on the country* Support an expansive array of products/services under limited supervision* Demonstrate technical/administrative expertise* Apply understanding of how duties relate with others in the unit and how the unit integrates with others in accomplishing function objectives* Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.**Qualifications:*** 1-3 years relevant experience* Specialized functional area skills and basic knowledge of underlying professional/technical principles or standards* Knowledge of broad work area procedures and activities* Attention to detail and task accuracy* Detailed knowledge of a wide range of specialized administrative/technical skills* Must pass all local requirements from a policy standpoint to analyze credit viability* Consistently demonstrates clear and concise written and verbal communication**Education:*** High School diploma or equivalent