Solution Architect Bangalore,Karnataka,India + 1 more Service Delivery Posted 2 hours ago

Ericsson GmbH; Bengaluru; On-site; INR 4,500,000 - 6,000,000; Full time

Benefits offered by this job

Equal Opportunity Employer

Job summary

Ericsson is seeking a Solution Architect – FinTech in India to lead end-to-end design and delivery of digital payments, wallets, lending, KYC, and related financial platforms. You will coordinate cross-functional teams, ensure regulatory alignment, security, and performance across markets, and engage with banks and partners to drive impactful fintech solutions.

The role requires strong financial domain knowledge, architectural governance, and experience with financial protocols and integrations,

Qualifications

• Experience designing scalable, secure FinTech solutions for payments and wallets.
• Ability to translate business requirements into detailed technical designs.
• Knowledge of financial compliance and regulatory requirements (PCI-DSS, AML).

Responsibilities

• Design scalable, secure, and regulatory-compliant FinTech solutions.
• Engage with banks and fintech partners to define use cases.
• Provide architectural governance during delivery.
• Collaborate with product and engineering to translate market needs.

Skills

Consultative engagement

Financial domain knowledge

Stakeholder management

Leadership / mentoring

Tools

ISO 8583

ISO 20022

REST/JSON APIs

SOAP

SFTP

OAuth2 / JWT

Webhooks

Job description

Join our Team

About this opportunity

The Solution Architect – FinTech is responsible for defining, designing, and delivering end-to-end technical and business solutions across digital payments, mobile money, lending, KYC, digital identity, merchant solutions, and financial services platforms. This role requires strong financial domain knowledge, deep technical expertise, and the ability to work consultatively with customers, partners, and internal stakeholders. The architect will lead solution scoping, requirement analysis, technical design, and deployment oversight while ensuring compliance, security, performance, and regulatory alignment across markets.

Key Responsibilities

FinTech Solution Design & Architecture

• Design scalable, secure, and regulatory-compliant solutions for digital payments, wallets, merchant transactions, lending, credit scoring, and financial ecosystem integrations.
• Analyze customer financial operations, transaction flows, risk controls, and compliance requirements to define optimized solutions.
• Translate business requirements into detailed technical designs spanning cloud, APIs, microservices, protocols, and core financial systems.
• Ensure solutions adhere to financial industry standards (PCI-DSS, ISO 8583, ISO 20022, AML/CFT, data privacy, etc.).

Customer Engagement & Consultative Advisory

• Engage with banks, fintech operators, mobile money providers, and partners to understand business goals and technical landscapes.
• Lead workshops, requirement sessions, and technical deep-dives to define use cases and solution scope.
• Prepare and deliver technical proposals, architecture documents, and customer presentations.
• Support commercial teams with solution positioning, negotiation, and value articulation.

Project Delivery & Implementation Support

• Support implementation teams during development, integration, testing, and rollout of FinTech platforms.
• Provide architectural governance and ensure alignment with solution blueprint throughout delivery.
• Conduct infrastructure capacity planning, performance evaluation, and transaction throughput modeling.
• Work closely with product, engineering, risk, and operations teams to ensure successful deployment.

Cross-Functional Collaboration

• Collaborate with product roadmap teams, R&D, and engineering to translate market needs into platform features.
• Provide continuous feedback to improve solutions, architecture patterns, and product capabilities.

Technical Skills

• Architecture design (cloud/on-prem), microservices, containerization, high-availability and DR setups.
• Performance tuning, capacity estimation, and infra planning for high-volume financial transactions.
• Strong understanding of digital payments, wallets, mobile money, merchant acquiring, lending platforms, KYC/AML, fraud systems, and transaction processing.
• Experience with financial protocols and integrations — ISO 8583, ISO 20022, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, Webhooks.
• Knowledge of financial compliance, risk controls, settlement processes, reconciliation, and transaction dispute flows.
• Experience with AI/ML and automation in financial use cases (fraud detection, credit prediction, operational optimization).

Business & Leadership Skills

• Strong consultative and customer-facing capabilities.
• Financial acumen to understand revenue models, pricing, ROI, and commercial impact.
• Ability to mentor, guide teams, and collaborate across multi-functional units.
• Excellent communication, problem-solving, and negotiation skills.

All academic credentials must be from recognized and accredited institutions and are further subject to verification.

Why join Ericsson?

At Ericsson, you´ll have an outstanding opportunity. The chance to use your skills and imagination to push the boundaries of what´s possible. To build solutions never seen before to some of the world’s toughest problems. You´ll be challenged, but you won’t be alone. You´ll be joining a team of diverse innovators, all driven to go beyond the status quo to craft what comes next.

Encouraging a diverse and inclusive organization is core to our values at Ericsson, that's why we champion it in everything we do. We truly believe that by collaborating with people with different experiences we drive innovation, which is essential for our future growth. We encourage people from all backgrounds to apply and realize their full potential as part of our Ericsson team. Ericsson is proud to be an Equal Opportunity Employer.

Primary country and city: India (IN)