Solution Architect

micro1; Bengaluru; Remote; INR 2,500,000 - 3,500,000; Full time

Job summary

A financial technology firm in India is seeking an experienced Solution Architect to lead core banking system designs and integrations. The ideal candidate will have over 10 years of IT experience with at least 5 years in solution architecture specifically for core banking solutions, ensuring scalable and secure designs. Responsibilities include leading transformation initiatives, collaborating with stakeholders, and managing technical standards.

Qualifications

• 10+ years of experience in IT, including 5 years in solution architecture focused on core banking.
• Proven expertise in core banking systems and processes.

Responsibilities

• Design end-to-end solution architecture for core banking systems.
• Lead core banking transformation initiatives.
• Define architecture principles and maintain best practices.
• Collaborate with business stakeholders for technical designs.
• Ensure seamless data flow between platforms.

Skills

Core banking systems expertise

Solution architecture

Integration technologies (REST/SOAP APIs, MQ, Kafka)

Banking business processes understanding

Data governance knowledge

Education

Bachelor’s or Master’s degree in Computer Science

Job description

Overview

Job Title: Solution Architect – Core Banking

Location: Bangalore, India , Remote working

Department: Core Banking Technology.

Reports To: Tech Program Manager.

Job Summary:

We are seeking a highly experienced Solution Architect with deep domain expertise in core banking systems to lead solution design, integration, and transformation initiatives across retail, corporate, and digital banking landscapes. The ideal candidate will bridge business needs and technical solutions, ensuring scalable, secure, and high-performance architecture that aligns with the bank’s strategic objectives.

Responsibilities

• Design end-to-end solution architecture for core banking systems, including integrations with satellite applications.
• Lead the assessment, design, and implementation of core banking transformation initiatives (e.g., system upgrade, re-platforming, cloud migration).
• Define and maintain architecture principles, standards, and best practices in line with regulatory, security, and operational requirements.
• Collaborate with business stakeholders to understand requirements and translate them into technical solution designs and target architecture blueprints.
• Develop and validate solution design documents (HLDs, LLDs), including data flow diagrams, system interfaces, and security models.
• Own the application and integration architecture, ensuring seamless data flow between the core banking platform and external/internal systems (e.g., CRM, treasury, AML, regulatory reporting, payments, digital channels).
• Provide governance and oversight on the technical delivery by internal teams and third-party vendors.
• Conduct impact analysis, gap assessments, and propose modernization strategies, including API-led architectures, microservices, and cloud-native adoption.
• Work closely with Infrastructure, Security, DevOps, and Data teams to ensure non-functional requirements (e.g., scalability, resiliency, DR, performance) are met.
• Support RFP evaluations and vendor assessments from an architecture standpoint.

Required Qualifications & Skills

• Bachelor’s or Master’s degree in Computer Science, Information Systems, or related field.
• 10+ years of experience in IT, with at least 5 years in solution architecture roles in the core banking domain.
• Proven expertise in one or more core banking.
• Strong understanding of banking business processes: CASA, Loans, Trade Finance, Payments, Treasury, GL, etc.
• Experience designing solutions across retail, corporate, and digital banking channels.
• Proficiency in integration technologies: REST/SOAP APIs, MQ, Kafka, ISO 20022/8583.
• Knowledge of security, compliance (e.g., PCI-DSS, GDPR, local banking regulations), and data governance.

Preferred Skills

• Experience with banking modernization initiatives, including legacy system decommissioning.
• Exposure to open banking, BaaS (Banking-as-a-Service), and digital core banking platforms.
• Understanding of Agile/SAFe delivery models and enterprise integration patterns.
• Ability to mentor junior architects and lead architecture reviews and steering committees.

Key Attributes

• Strategic mindset with a hands-on approach to solving problems.
• Strong interpersonal, stakeholder management, and communication skills.
• Ability to operate in high-pressure environments with tight deadlines and regulatory demands.