Senior Risk Analyst

Idfc First Bank Limited; Mumbai; On-site; INR 2,500,000 - 4,000,000; Full time

Job summary

Idfc First Bank Limited in Mumbai is seeking a Senior Risk Analyst – RiskTechnology to manage Retail Risk projects from requirements through implementation. The role collaborates with Business/Product, Credit, Risk, IT and PM teams to ensure timely deliveries in a highly AGILE environment.

The candidate should have 6+ years in lending, strong SQL/APIs/XML/JSON skills, and experience with SDLC. Knowledge of Salesforce SFDC in lending is preferred.

Qualifications

• 6+ years of experience in Lending Domain.
• Good understanding of Retail Lending Systems.
• Experience with SDLC and E2E implementation.
• Knowledge of Salesforce SFDC in lending domain.
• Strong analytical and problem-solving skills.
• Experience with DevOps, Agile is a plus.

Responsibilities

• Work on projects within the Retail Risk domain from requirements to implementation.
• Collaborate with Business/Product, Credit, Risk, IT and PM teams for effective delivery.
• Perform UAT testing and timely project implementation.
• Design and optimize business processes across disparate systems.
• Manage stakeholder communications and dependencies.

Skills

SQL

APIs

XML

JSON

Data integration

Stakeholder mgmt

Analytical skills

Education

Bachelor's degree

MBA

Tools

Salesforce SFDC

Job description

Job Description:

Job Requirements

About the Role

The Senior Risk Analyst – RiskTechnology is responsible for working on Projects within Retail Risk domain. He/she will be responsible for seamlessly managing projects for Retail Risk from Requirements to Implementation and Support. It includes collaborating with different stakeholders for an effective delivery of Projects milestones. The role will closely collaborate with the Business/Product teams and teams of Credit, Risk, IT and project management. This role is based in Mumbai.

Key Responsibilities

Primary Responsibilities

• Working on projects within the Retail Risk domain viz. Understanding Requirements, Coordinating CR development, delivery and Integration related to Bureau/Multibureau platform and handling production related queries.
• Timely implementation of the Credit and policy related requitements in IT systems to make sure we rollout new products, policies and system changes as per the schedule.
• Must be able to understand and convert the requirements of credit and policy team into a business requirement document (BRD).
• Discussion with the Delivery (Projects/Technology) teams and freezing the requirements.
• Conduct (UAT) testing and ensuring timely implementation of projects.
• Credit Policy Related system implementation and support queries.
• You will work closely in a highly AGILE environment for delivery with cross functional team in the bank.
• The success of this role is to ensure on time delivery of BAU and New Projects. Changes and Projects implementation on time
• Performing RCA on critical production issues and quick fixes.

Secondary Responsibilities

• Stake holder management
• Must be able to design, optimize and integrate Business Processes across disparate systems.
• Creation of test scenarios and test cases
• Maintain and support the BAU for origination systems.
• Project and Stakeholder communication

Education

• Graduation from recognised institution. Preference will be given to the engineering graduates.
• Post-graduation: MBA from a Recognized Institute

Experience

• 6+ years of Experience in Lending Domain
• Good understanding of Retail Lending Systems (LOS/LMS) and related technologies
• Knowledge of SDLC cycle and management of E2E implementation.
• Knowledge of Creation of test scenarios and test cases
• knowledge of Salesforce (SFDC in lending domain) preferrable
• Understanding of system integrations, APIs and data exchange formats like XML, JSON etc.
• Should have Good Analytical and Problem-Solving skills
• Should have skills on preparing Requirement /functional specification document
• Knowledge of DevOps, Agile, SDLC will be plus/desirableWell versed with Documentation tools such as Excel, PowerPoint.

Skills and Attributes

• Candidate should have 6+ years of experience of banking system specifically Retail assets applications. Candidates worked with Bank’s Policy/Risk Team will be Plus/desirable.
• Good understanding of retail Lending Domain, Systems and related technologies
• Capable of managing projects/tasks assigned and engage with stakeholders (business teams, IT teams and vendor teams) on the closure of the enhancements/issues and ensure that changes go live within timelines.
• Excellent hands on experience with SQL/APIs/XMLs/JSON structures
• Resolve production queries, Plan and execute functional testing to ensure zero defect rollouts and develop use cases
• Integration, maintenance, Bug fixes if any within the deadlines & Respond to audit query