Senior Relationship Executive - MFI North

Bajaj Finserv Limited; Jaunpur; Sur place; INR 223 000 - 335 000; Plein temps

Résumé du poste

Bajaj Finserv Limited is seeking a Field Officer to conduct village surveys, prospect for new customers, and promote JLG products. You will verify incomes, collect documents, and support the onboarding of borrowers while maintaining strong on-ground relationships in Jaunpur, Uttar Pradesh.

The role involves coordinating with branch teams, supporting center meetings, driving collections, and ensuring compliance with SOPs.

Qualifications

• Village surveys and income verification for loan sourcing.
• Collections and recoveries as per SOP.

Responsabilités

• Conduct village surveys and prospecting in selected villages; explain BFL MFI JLG product offerings.
• Source new customers in allocated locations; form JLG groups and promote financial literacy.
• Collect information for sourcing, data entry/upload and validate documents on LOS; follow sourcing SOP.
• Coordinate with Branch Manager for approvals and Credit Ops for disbursements.
• Plan centre meetings and ensure 100% borrower participation; resolve queries and promote cross-sell.
• Ensure collections are done per schedule with 100% deposition of recoveries per SOP.
• Carry out end-use monitoring of loans as per process.
• Maintain healthy relationships with borrowers; ensure SOP compliance on ground.
• Create daily task reports for Branch Manager.
• Ensure reconciliation of recovery disposition with Credit and Ops per schedule.
• Maintain centre meeting discipline and SOP adherence.

Connaissances

Prospecting

Customer relations

Sourcing

Outils

Loan Origination System

Description du poste

Job Purpose

Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location

Duties and Responsibilities

• Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing.
  
• Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers
  
• Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow entire sourcing process as defined in SOP
  
• Coordinate with BM for required approvals and Credit Ops officer at branch for disbursements as per process
  
• Plan Center Meetings of customers and notify customers in advance of the schedule, ensure 100% participation of borrowers in the center meetings. Resolve customer queries and promote top ups / cross sell as defined for the branch. Manage a portfolio of 450 500 customers
  
• Ensure collections are done from Customers as per scheduled center meeting days, ensure 100% deposition of recovery done in defined points of disposition as per SOP.
  
• Carry out end use monitoring of loans as per the process
  
• Maintain Healthy and cordial relationship with all potential and existing borrowers, ensure 100% compliance and good conduct on all SOPs and practices as defined in the branch operating model.
  
• Create a daily report of tasks planned and executed and submit to Branch Manager.
  
• Ensure recovery disposition reconciliation is done with Credit and Ops Officer as per schedule.
  
• Ensuring critical parameters like lead to login are executed as per matrix .
  
• Maintain centre meeting discipline, follow SOPs and code of conduct

Major Challenges

• Quality sourcing and achieving targets as defined
  
• Regular collections and maintaining customers in current bucket, regularizing and normalizing delinquent customers
  
• Compliance on all business parameters, zero audit findings on his / her sourced customer segment / portfolio