Senior Policy Manager – Home Loan Credit Skillventory

The Corporate Institute; Mumbai; On-site; INR 1,000,000 - 2,000,000; Full time

Job summary

The Corporate Institute in Mumbai invites applications for a Home Loan Policy Manager to develop, review, and implement credit policies and underwriting guidelines. You will collaborate with Credit, Risk, Business, Product and Operations teams to implement policy changes, monitor portfolio trends, drive automation, and ensure regulatory compliance. This on-site role offers opportunities to influence asset quality and operational efficiency across the home loan portfolio.

Responsibilities

• Develop, review, and implement Home Loan credit policies and underwriting guidelines.
• Analyze portfolio performance and recommend policy enhancements to improve asset quality.
• Coordinate with Credit, Risk, Business, Product, and Operations teams for policy implementation.
• Monitor policy exceptions, deviations, and portfolio trends to ensure effective risk management.
• Drive policy automation and process improvements to enhance operational efficiency.
• Ensure compliance with regulatory requirements and internal governance standards.
• Support new product launches and policy changes through data-driven insights and impact assessment.

Job description

Key Responsibilities:

• Develop, review, and implement Home Loan credit policies and underwriting guidelines.
• Analyze portfolio performance and recommend policy enhancements to improve asset quality.
• Coordinate with Credit, Risk, Business, Product, and Operations teams for policy implementation.
• Monitor policy exceptions, deviations, and portfolio trends to ensure effective risk management.
• Drive policy automation and process improvements to enhance operational efficiency.
• Ensure compliance with regulatory requirements and internal governance standards.
• Support new product launches and policy changes through data-driven insights and impact assessment.