Senior Manager Internal Audit

Kissht; Mumbai; On-site; INR 900,000 - 1,400,000; Full time

Job summary

Kissht, India's leading fintech, seeks a qualified Chartered Accountant to lead audits across NBFC and FinTech businesses. Based in Mumbai, you will guide risk-based audits, RBI regulatory compliance, and strengthen internal controls while coordinating with stakeholders and auditors.

You will develop risk-based audit plans, oversee execution, and lead a team to ensure timely reporting and remediation of findings. This role offers growth within a dynamic, regulated financial services group.

Qualifications

• CA qualification, mandatory.
• Minimum 5 years post-qualification audit experience.
• Experience in NBFC and FinTech audits; bank audits essential.
• Strong planning, leadership and team management.

Responsibilities

• Lead and oversee audits across NBFC and FinTech businesses.
• Develop risk-based audit plans and execute them.
• Evaluate internal controls and strengthen governance framework.
• Present audit findings to senior management and monitor closure of actions.
• Coordinate with business units to implement action plans.
• Liaise with statutory and internal auditors and regulators during audits.
• Mentor and supervise audit team members.

Skills

Chartered Accountant

Audit leadership

NBFC & FinTech audits

Bank audits

Regulatory compliance

Data analysis

AI tools for audit

Tools

AI tooling for audit

Data analytics tools

Job description

We are seeking a qualified and experienced Chartered Accountant to lead and oversee the

Company's various audits like Concurrent Audit, Internal Audit, Outsourcing Audit, etc across its

NBFC and FinTech businesses. The role requires strong expertise in risk-based auditing, RBI

regulations, financial reporting, accounting, and operational processes. The selected candidate will

be responsible for driving audit planning, execution, reporting, stakeholder management and

strengthening the internal control framework.

Key Responsibilities:

• Lead and oversee various audits & regulatory assignments across the NBFC and FinTech businesses.
• Develop and execute risk-based audit plans covering financial, operational, regulatory and technology-driven processes.
• Evaluate the adequacy and operating effectiveness of internal controls and recommend improvements to strengthen governance and risk management.
• Review the lending lifecycle including sourcing, underwriting, disbursement, collections, treasury, finance, accounting, vendor management and customer servicing processes.
• Evaluate compliance with RBI Master Directions, Digital Lending Guidelines, Outsourcing
• Guidelines, Fair Practices Code, colending and other applicable regulatory requirements.
• Review accounting processes, financial reporting, taxation, books of accounts and financial controls to ensure accuracy and compliance with applicable accounting standards.
• Assess compliance with Internal Financial Controls (IFC), Risk Control Matrices (RCMs) and enterprise risk management practices.
• Review outsourcing arrangements, vendor governance and third-party risk management processes.
• Identify process gaps, control weaknesses and regulatory non-compliances and recommend practical corrective actions.
• Prepare high-quality audit reports, present audit observations to senior management and monitor closure of audit findings.
• Coordinate with business functions to ensure timely implementation of agreed action plans.
• Liaise with statutory auditors, internal auditors, concurrent auditors and regulatory inspectors during audits and inspections.
• Mentor and supervise audit team members while ensuring timely completion of audit assignments.

What we're looking for:

• Chartered Accountant (CA) – Mandatory.
• Minimum 5 years of post-qualification experience in field of Audit.
• Mandatory experience in NBFC and FinTech audits.
• Prior experience in Bank Audits is essential.
• Experience in treasury, lending operations, accounting, finance and regulatory audits will be preferred.
• Strong planning, leadership and team management capabilities.
• Experience in leveraging AI tools for audit execution, data analysis and process automation
• will be an added advantage.
• Good understanding of lending operations, treasury, financial statement closure process and
• investment accounting.

About Kissht:

Kissht is India's leading listed fintech companies, offering fast, personalized digital credit through its mobile app to customers across the country. Founded in 2016 by IIT/IIM alumni Ranvir Singh and Krishnan Vishwanathan, both former McKinsey consultants, Kissht was listed on the NSE and BSE in May 2026.

Kissht serves 74.6 million registered users and 12.25 million customers, with assets under management (AUM) of approximately ₹8,000 crore. Its growth is powered by proprietary AI/ML-based underwriting, a robust in-house technology stack, and a pan-India collections network.Headquartered in Mumbai and backed by marquee investors, including the Brunei InvestmentAuthority, Vertex Growth Fund, and the Government of Singapore, Kissht is now scaling as a publiccompany and is looking for driven, entrepreneurial talent to join nits next phase of growth.