Senior Finance Manager

SkaleHire Solutions LLP; Gurugram District; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

SkaleHire Solutions LLP in Gurugram (Onsite) seeks a Financial Structuring Manager / Senior Associate to architect capital-raising strategies and regulatory-compliant financing frameworks for trade finance operations.

You will design debt and equity-linked instruments, lead debt syndication with banks, NBFCs, and AIFs, and build advanced financial models to stress-test cash flows and pricing. Collaboration across finance, legal, and risk teams is essential.

Qualifications

• CA/ CFA/ MBA in Finance from premier institute.
• 3–6 years in structured finance or treasury structuring.
• Deep knowledge of risk-mitigants and lending vehicles.

Responsibilities

• Design and execute ABS, covered bonds, and multi-tranche structures.
• Build, stress-test cash-flow models and pricing methods.
• Structure equity-linked instruments and mezzanine debt.
• Lead end-to-end debt syndication with banks, NBFCs, and AIFs.
• Prepare memoranda and pitches for credit committees and boards.
• Ensure regulatory compliance with RBI, PSL, and securitization norms.

Skills

Structured Finance

Debt Syndication

Financial Modeling

Credit Analysis

Cash-flow Modeling

Regulatory Compliance

Excel Modeling

Investor Relations

Education

CA

CFA Charterholder

MBA in Finance

Job description

Job Description: Financial Structuring Manager / Senior Associate

Gurgaon (Onsite)

Role Purpose

As the Financial Structuring Manager / Senior Associate , you will be the core tactical architect behind our capital-raising capabilities and institutional financing frameworks. Working directly alongside the senior leadership team, your mandate is to secure, structure, and optimize the capital stack (both debt and equity-linked instruments) needed to power company’s trade finance operations.

You will design the financial instruments that bridge the demand-side requirements of company's trade value chains (FPOs, processors, traders) with the risk-return expectations of supply-side institutional investors.

Key Responsibilities

• Design and execute innovative financial structures including Asset-Backed Securitization (ABS), Covered Bonds, and Multi-Tranche Co-Lending structures.
• Build, maintain, and stress-test sophisticated financial models to evaluate cash-flow waterfalls, credit enhancement mechanisms (such as FLDG, over-collateralization, and subordinate debt), and pricing mechanics.
• Structure customized equity-linked instruments, mezzanine debt, and structured trade credit facilities that align with company’s long-term capitalization strategy.

2. Debt Syndication & Investor Relations

• Lead the end-to-end debt syndication process. Identify, pitch to, and onboard diverse capital providers including public/private sector banks, top-tier NBFCs, family offices, and Alternative Investment Funds (AIFs).
• Prepare premium-grade institutional placement memoranda, credit pitches, and financial structuring notes for external credit committees and investment boards.
• Manage negotiation processes around term sheets, financial covenants, and structural documentation alongside legal counsel.

3. Regulatory Engineering & Institutional Compliance

• Maintain an advanced, running understanding of the regulatory landscape governing Indian financial ecosystems, including RBI digital lending guidelines, Priority Sector Lending (PSL) mandates, Securitization norms, and co-lending circulars.
• Ensure all designed financial structures are impeccably compliant with regulatory capital limits, tax implications, and institutional risk guidelines of partner banks and NBFCs.

4. Cross-Functional Ecosystem Integration

• Partner closely with the Senior Credit Manager and Senior Product Manager to ensure that the on-ground, cash-flow realities of value chain participants (FPOs, PACS, exporters) are accurately captured within the institutional credit structures.
• Monitor transaction settlement cycles on company to dynamically refine structuring assumptions and maximize capital deployment velocity.

The Ideal Background:

• You must have a proven track record of executing mid-to-large-scale structured finance transactions within institutional platforms or specialized NBFCs (e.g., Vivriti Capital, Northern Arc Capital, or structured finance desks of leading corporate banks).
• Exceptional capability in financial engineering, credit analysis, and complex Excel-based cash-flow waterfall modeling. You must know how to price risk and structure credit enhancements from scratch.
• An active professional relationship network within the mid-market corporate treasury, NBFC risk management circles, and wholesale debt syndication networks in India.

Required Qualifications & Experience

• Education: Chartered Accountant (CA), CFA Charterholder, or an MBA in Finance from a premier business school (IIMs, ISB, FMS, XLRI).
• Experience: 3 to 6 years of core experience in Structured Finance, Wholesale Debt Syndication, Investment Banking, or Treasury Structuring within a top-tier Bank, NBFC, or specialized fintech platform.
• Domain Expertise: Deep clarity on structural risk-mitigants, specialized lending vehicles (AIFs/SPVs), and the operational mechanics of supply chain finance or agri-commodity assets.